The methods of using credit cards for consumption are as follows:

1. Use POS machines to make purchases: Basically, as long as merchants support credit card purchases, you can use credit cards to make purchases.

2. Bind Alipay for consumption: After binding Alipay, whether it is online or offline payment, as long as the payment method is set to credit card, you can use credit card for consumption.

3. Bind WeChat consumption: After binding WeChat, you only need to choose bank card payment when paying, and then select the credit card to pay, so that you can make consumption.

: What are the four main details that you must pay attention to when making credit card purchases?

1. Don’t let overdue payments affect your personal credit report. Try to use the automatic repayment function of your credit card. We know that credit card spending is easy, but when it comes time to repay it, it can become a bit passive. Many friends know their credit card repayment date, but on the day of repayment, even if the bank has sent a warm reminder to repay on time, credit card holders over 60 years old will still forget to repay. Because the pace of life is too fast now, everyone's life is under great pressure. There are many people who are too busy with work and have too many chores in life and forget to repay their credit cards.

2. Do not use up your credit card consumption limit at once. This phenomenon does exist in real life. Some young friends are short of funds for consumption. No matter how much spending limit they have on their credit cards, they will try their best to use up the limit. Little do you know that this kind of credit card consumption method is not good for you. A credit card only has a limit of 10,000 yuan. If you use it up all at once, it is equivalent to an overdraft of 10,000 yuan. With such regular consumption behavior, the bank will think that you have the bad habit of excessive consumption, which will increase the risk of your funds.

3. Never use POS machines to withdraw cash from credit cards. We know that credit cards can be used to withdraw cash, but a credit card can only withdraw a certain amount of cash. Moreover, you need to pay a certain withdrawal fee to the bank for credit card withdrawals. Generally speaking, the rate is 1. For example, if we withdraw 2,000 yuan with a credit card, a service fee of 20 yuan will be incurred. And some friends are too smart. In order to save cash withdrawal fees, I applied to open a POS machine myself, and then swiped the POS machine at home to cash out my credit card. You can use the machine to cash out multiple times, but if you cash out too many times, the bank will carry out risk control and may close your credit card consumption and cash withdrawal functions, and then the gain will outweigh the loss.