The materials for renewing student loans are the same as those for applying for loans for the first time.

1. Application for national student loan

2. Questionnaire on students and their families in colleges and universities. The official seal of the civil affairs department must contain the word civil affairs, and the business seal is invalid

3. Copy of father's and mother's ID cards

4. Copy of student's ID card and student's ID card

Copy of student's ID card should be stamped with the seal of the Financial Aid Center of the Student Affairs Office

5. Copy of ID cards of two witnesses

6.

7. For students who have already applied for a credit card, the bank refuses to lend money, or the credit card issuer does not need proof of income and guarantee when applying for a credit card, and the data record of the bank credit information system is wrong.

8. The national student loan provided by banks such as China Agricultural Bank shall be applied once and distributed year by year. Each student has only one loan opportunity, that is, students who have successfully obtained loans are not allowed to apply for additional information

1. Conditions for applying for student loans

1. Lenders have full capacity for civil conduct, are honest and trustworthy, and abide by the law

2. Full-time ordinary undergraduate colleges, higher vocational schools and junior colleges that have been approved to establish and implement higher education according to relevant state regulations. The list of schools is subject to the announcement made by the Ministry of Education). Freshmen or students who have obtained a true, legal and valid admission notice

3. The borrower, the * * * borrower and their parents (or other legal guardians) have their household registration in the county (city, district)

2. The amount, term and interest rate of student loans

per person/year. The application amount cannot exceed the total tuition and accommodation fees. The loan term shall not exceed 14 years at the longest, and the interest rate shall be subject to the benchmark interest rate of RMB loans stipulated by the central bank. The interest during the school period shall be fully subsidized by the finance, and the interest after graduation shall be borne by the borrower

Baidu Encyclopedia-Student Loan

Baidu Encyclopedia-Student Loan

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