Which banks have Taobao credit cards? Introduction to Taobao credit cards
Universal Taobao has everything you want. For online shoppers, swiping Taobao credit cards is the most common payment method, which not only makes payment more convenient, but also enjoys various shopping discounts. Do you know what kinds of Taobao credit cards include? The following is a brief introduction of several most common Taobao credit cards.
1. Guangdong Development Bank Taobao Credit Card
Main features: points can be earned for consumption and cash withdrawal, and 1 yuan scores 1 point; Credit card consumption return; Return in successive installments; Activate the winners.
Second, CITIC Bank Taobao Credit Card
Main features: online shopping has points; Spend more than 2 yuan a month, double points; Double the gold card points; Give the growth value of Taobao members.
Third, Bank of China Taobao Card
Main features: binding Alipay account; Can be upgraded to Taobao diamond VIP；; Consumption gets Alipay points; Consumption and cash withdrawal can be scored, and 1 yuan will score 1 point.
iv. Taobao Credit Card of Industrial Bank
Main features: online shopping has points; Consumption and cash withdrawal can be scored, and 1 yuan has 1 point; Credit card points deduct the purchase amount in real time; Free handling fee for the first cash withdrawal; Gold card is free of annual fee.
V. Taobao Credit Card of Industrial Bank
Main features: When a merchant who displays "Credit Card Payment Support" on Taobao, the cardholder can enjoy the bonus points for the transaction completed by using the fast payment method of credit card. Every time you spend 1 yuan, you get 1 credit card point. The maximum number of credit card points received each month is 2,, and the points can be directly used in cash. Every 5 points is equivalent to 1 Alipay points, which is equivalent to 1 yuan RMB.
Attachment: Payment Limit of Taobao Credit Card of each bank
Credit card payment limit refers to the maximum payment and the maximum daily expenditure when using credit card for online shopping transactions.
which Taobao co-branded credit card is better than the advantages and disadvantages of the three major Taobao credit cards
Each bank has its own Taobao co-branded credit card, which is convenient and safe. Because each bank's policies are different for different people, there are also differences in the limit and usage rules of Taobao credit card. So which Taobao co-branded credit card is better? How should we choose? Here are four high-quality Taobao credit cards for everyone.
Which Taobao co-branded credit card is better
Xingye, Ping An, China, Guangfa and China CITIC Bank all participated in Taobao shopping points activities. The Taobao co-branded credit card in Xingye Credit Card Center includes Platinum Card Standard Edition, Platinum Card Elite Edition, Gold Card and General Card. Specifically, which bank Taobao credit card is better, the factors we have to examine are nothing more than the cashback strength, how many points to send when shopping, how much to reduce when full, and so on. Generally speaking, each Taobao credit card has its own merits, and no one can be perfect. However, there are still many people who apply for the Industrial Bank Taobao credit card, which meets the consumption needs of most people. The characteristics of other banks may not be so obvious, so cardholders can choose according to their own needs.
Comparison of the advantages and disadvantages of the three major Taobao credit cards
1. CITIC Taobao co-branded credit cards
1. New households enjoy the 3 yuan Alipay red envelope;
2. Alipay has points for fast payment, 2 points for gold card consumption or cash withdrawal in 1 yuan, double the birthday, and the maximum accumulated points is 1 times;
3. There are constant surprises throughout the year, with 5% discount for cooperative merchants on Wednesday and Saturday; You can also enjoy the value-added preferential activities such as CITIC Credit Card "9 Share Exchange" and "Watching Movies in 9 yuan";
1 yuan flight delay insurance for 3 or 4 hours.
advantages: online and offline transactions count as points.
Disadvantages: There is a limit on reward points, with Taobao V6 customers not exceeding 4, points and customers below V5 not exceeding 3, points.
2. Guangfa Taobao Card
1. Guangfa Taobao Card directly accumulates the concentrated treasures, and each consumption 5 yuan =1 concentrated treasure, and 1 concentrated treasures =1 yuan;
2. Every Friday, if the tail number of the consumption authorization number is "8", you can get equal times of concentrated treasure;
3. Grab the red packets of Jifenbao from 1: to 16: on the 8th of every month, and send out 4 million Jifenbao red packets at random that day;
advantages: consumption directly accumulates the collection of treasures, and the collection of treasures is spent as money.
Disadvantages: consumption directly accumulates the collection of treasures, but does not accumulate Guangfa points. It is only used in Taobao, and its scope is limited.
Third, Ping An Taobao co-branded card
1. Online shopping Alipay has points for quick payment, and points can also be used as money;
2. Enter Taobao for online shopping through Ping An Wanlitong website, and Taobao members get 3 times Miles points;
3. You can enjoy a maximum of 1 minus 5 when shopping at popular cooperative merchants (Tmall, No.1 Store, JD.COM, Amazon, Haagen-Dazs, etc.) on Wednesday.
Advantages: Ping An Taobao Card cooperative merchants cover online and offline, and there are points for online transactions, and there are as many as 27 cities offline (there are more than 1, catering and shopping discount merchants since watching the movie 1 yuan)
Disadvantages: Ping An Miles points need to be converted into jifenbao at a handling fee of 15%.
Introduction of other Taobao credit cards
1. Industrial Bank Taobao co-branded credit card
Industrial Taobao co-branded credit card covers six functions, such as "online credit card application, quick credit card payment, quick credit card payment, online check of credit card bill, and online repayment of Alipay". Customers can operate through the network from application, use to repayment, which truly realizes a faster, more affordable and full-process online payment service.
2. Bank of China Taobao Co-branded Credit Card
BOC Taobao Credit Card is a co-branded credit card jointly owned by Bank of China Co., Ltd. and Alibaba Group's Taobao and Alipay. It is convenient to realize online payment by activating cartoon payment function on Alipay website. China Bank also has services such as easy purchase by stages and preferential merchant network all over the world.
BOC Taobao credit card cartoon payment, after signing and binding the credit card and Alipay account, you can directly log in to Alipay account without online banking, and you can pay from the bound credit card with Alipay payment password, so you can experience simple, safe and fast Alipay online payment.
3. Bank of Shanghai Taobao co-branded credit card
Transaction through Alipay Express Payment can not only earn Taobao points, but also accumulate credit card points of Taobao co-branded card. When you pay through Alipay Express, you can directly deduct the amount of Alipay Express Payment by using the credit card points of Taobao co-branded card. 75 credit card points =1 points. In addition, at any business outlet of Shanghai Bank, you can enjoy the green channel of VIP customers at the outlet and give priority to private cash business by presenting this card.
credit card limit of Taobao member of PUFA Dream Card
The credit card limit of Taobao member of PUFA Dream Card is generally between 1, and 5,, which is subject to the final approved limit. This is mainly based on your repayment ability. If your proof conditions are sufficient, it is easy to get off the card. If the proof is not so sufficient, you may not get off the card or the card amount is low.
the Taobao member credit card of Pufa Mengka is free of annual fee for a limited period of time, and it is unconditionally free of annual fee and free of page fee, which can be said to be very valuable.
This card has the following rights and interests:
1. Consumption red envelopes: you can enjoy Pufa red envelopes for every consumption, and you can give credit card points, traffic, mileage, credit card payment and other gifts.
2. 1 yuan parking service at the airport: In the designated airport parking area or UnionPay exclusive parking area, you can enjoy 2-hour parking or 48-hour parking service by using UnionPay Platinum Credit Card and Diamond Credit Card to spend money in 1 yuan.
3. Luxury courtesy of Starwood Hotel: free breakfast for two, free Internet, and a VIP courtesy worth US$$1 per room, which can deduct hotel expenses, room type upgrade, early check-in and late check-out.
how much is the annual credit card fee for Pudong Taobao members? Can I waive the annual fee?
Many cardholders like to use credit cards to shop in Taobao, but most credit card online shopping has no points, except some Taobao credit cards. There are many Taobao credit cards on the market. Today, we introduce a Taobao member credit card of Pufa Dream Card, which is a platinum card with attractive rights. Of course, this credit card will also involve an annual fee. Then, how much is the annual credit card fee for Pudong Taobao members? Can I waive the annual fee? Let's take a look at it.
how much is the annual credit card fee for Pudong Taobao members?
The annual fee of a credit card is generally linked to the card grade. The higher the grade, the higher the annual fee, and Shanghai Pudong Development Bank is no exception. The credit cards of Shanghai Pudong Development Bank can be divided into Puka, Gold Card, Platinum Card Standard Edition and Platinum Card. The charging standards of different credit cards are as follows:
Puka main card 18 yuan/year, supplementary card 9 yuan/year;
36 yuan is the main card of the gold card, and 18 yuan is the supplementary card;
Platinum Card Standard Edition: the main card is 68 yuan/year, and the supplementary card is free;
the platinum card is 3,6 yuan/year for the main card and 1,8 yuan/year for the supplementary card (the first two cards are free of annual fees);
WOW series cards are free of annual fee.
and this Pudong Taobao member credit card is a UnionPay platinum card. According to the above charging standards, the annual fee of this credit card is several hundred.
However, in order to improve cardholders' consumption experience, Shanghai Pudong Development Bank unconditionally reduced or exempted free credit cards within the validity period, so that cardholders did not have the slightest annual fee pressure. To put it simply,
Pufa Taobao member credit card is a platinum card with no annual fee
Summary: Pufa Tencent WeChat co-branded credit card is a platinum card with no annual fee, which is suitable for friends who often shop in Taobao. Now new customers are bound to Taobao members on the mobile phone Taobao credit card application page, and they can swipe 3 15 yuan every month. According to the level of Taobao members, they can reward the credit card payment. For example, ordinary members can reward 88 yuan credit card payment, and interested friends can apply.
what is the annual fee for citic Taobao v card? How to reduce the annual fee
CITIC Taobao V card is an upgraded version of CITIC Taobao co-branded card, so will the annual fee also increase? Too much annual fee is a loss for people who don't swipe their cards often. Being familiar with the annual fee reduction rules of credit cards can avoid unnecessary charges. What is the annual fee for CITIC Taobao V card? How to reduce the annual fee?
Give a heavy introduction
Credit card discount encyclopedia of CITIC Bank in the second half of p>215
Annual fee waiver rules for CITIC Taobao V card
The annual fee for CITIC Taobao V card is 2 yuan/year. Relatively speaking, it is really expensive in the annual credit card fee, but fortunately, there is an annual fee reduction policy, and the interest-free period is up to 5 days.
the annual fee for the first year is exempted when the card is first swiped or withdrawn in the current month. In the first year, you will be exempted from the annual fee for the following year if you spend money by credit card or withdraw cash five times.
CITIC Taobao V Card is a Taobao exclusive privilege credit card jointly made by CITIC Bank and Taobao. With CITIC Taobao V Card, you can enjoy the exclusive rights such as the first 3 yuan red envelope, up to 1 times points and 1, yuan compensation for flight delay through Alipay.
citic Taobao v card has many labels, which are considered as shopping cards, online cards, online Taobao cards used by young people, and of course, China unionpay credit cards and RMB cards. Card friends who like Taobao shopping are very worthy of introduction. They are directly bound to Taobao account and send the points into Taobao V card account, and the maximum points are 1 times.
which Taobao credit card is good? Major Taobao co-branded credit card offers PK
Taobao credit card can meet the daily needs of consumers to a great extent. For you who like online shopping, it is enough to have a Bank of Communications credit card. So which bank's Taobao credit card is better? The following is a comparison of the preferential degrees of Taobao co-branded credit cards of major banks, which is convenient for everyone to choose.
here are some common Taobao credit cards.
Industrial Bank Taobao Co-branded Card
Industrial Credit Card Center Taobao Co-branded Card, as long as you have the Industrial Bank Taobao Co-branded Credit Card, when merchants who display "Credit Card Payment Support" on Taobao, you can enjoy the credit card points reward
The criteria for receiving points are RMB1 yuan =1 credit card point. The credit card points obtained by quick payment in Taobao in the current month will be added to the customer's credit card account before the end of the next month, and the points obtained from the supplementary cards will be merged into the main card account.
if you spend the credit card points you get through fast payment on Taobao, the maximum credit card points you get each month is 2, points.
Ping An Bank's Taobao Co-branded Card
Using Ping An Bank's Taobao Co-branded Credit Card for quick payment, you can not only enjoy the points of sending Miles for shopping in Taobao, but also accumulate one point for spending 1 yuan, and you can also redeem gifts on the exclusive website of Ping An Miles.
Ping An Bank Taobao co-branded credit card customers share Alipay gold account (ordinary Taobao members need 1 or 5, yuan Alipay transactions to get it) and enjoy Alipay gold account customer service exclusive channels, birthday privileges and other privileges.
Cardholders can enjoy Alipay privileges, shopping privileges, life privileges and financial privileges by activating their cards, and can directly become Taobao's "privileged family". With Ping An Taobao Card, users can enjoy movie discounts in 1 yuan, 27 cities across the country, as well as discounts from more than 1, restaurants and shopping merchants. Ping An Taobao Card will also ensure the security of customers' online transactions through real-time SMS reminder and 72-hour card loss protection.
China CITIC Bank Taobao Co-branded Card
The exclusive points reward for Internet experts shall be filed according to the actual points transaction amount of the cardholder's bill month.
the monthly bill integral transaction amount of -2 (excluding 2) is counted as single integral, and the monthly bill integral transaction amount of more than 2 yuan (including) is counted as double integral. In the birthday month, the cardholder can enjoy double points in the birthday month at the same time, and can enjoy three times points in the birthday month when the points are more than 2, yuan
The accumulated points of this card are the same as those of other credit cards of CITIC, and can be exchanged for gifts in the credit card mall. You can get a card on the fastest day of website promotion.
1. Comparison of payment limits
Summary: From the above table, it can be concluded that Everbright, Bank of Communications and China Bank have the largest single limit, while Everbright has the highest daily limit. You can choose this card if you have a large consumer demand.
2. Comparison of points
Summary: From the above table, it is not difficult to see that all the Taobao credit cards of these banks can get online shopping points, but the Bank of China has the biggest discount.
3. Comparison of preferential intensity of fast payment
Summary: Bank of Beijing has the largest preferential intensity, and you can get four Jifenbao when you spend 1 yuan, which will be credited to your personal Alipay account after you confirm the receipt. When you buy something next time, Jifenbao can be used as money!
That's the end of the introduction about Taobao member credit card and how to handle it if it is not activated. Did you find the information you need?