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China Merchants Bank Credit Card Card Image

What are the introductions to the various card faces of China Merchants Bank credit cards?

The basic functions of China Merchants Bank’s credit cards are the same, including card consumption, domestic and overseas online payments, cash advances, installment payments, card points, accumulated credit, and an interest-free period of up to 50 days. Different credit cards will launch different offers and promotions from time to time. Due to different personal preferences, it is recommended that you choose according to your own preferences. If you need to know the details of the credit cards currently launched by China Merchants Bank, please log in to the credit card website and click " "Apply for a Card" - "Credit Card Family Portrait", select the card you are interested in to inquire.

For China Merchants Bank’s YOUNG (black) credit card, how do you identify whether it is a gold card or a regular card from the card face?

Young cards only have gold cards and no regular cards, so there is no need to distinguish.

On the YOUNG application interface, you can see that both YOUNG cards are UnionPay Gold Cards:

YOUNG’s rights and interests:

1. New accounts will receive a free brand if they meet the standards. Trolley case or branded electric shaver

2. No handling fee for the first cash withdrawal of each month

3. Cash withdrawal limit of up to 100

4. Birthday month Enjoy double points, and the monthly gift points limit is 2,000 points per household

Application conditions: Only customers under 30 years old can apply

Extended information

YOUNG Functions supported by the card:

1. Cash advance

Young card has a maximum cash withdrawal limit of 100 credit limits (the maximum daily limit for a single card in offline channels is ¥10,000). The details of other lines are based on actual operations. shall prevail). You only need to set the transaction password in advance to activate the cash advance function. No deposit is required in advance. You can withdraw RMB cash at the ATMs of China Merchants Bank, the ATMs of other banks with the UnionPay logo, or at the counters of various China Merchants Bank outlets with the transaction password.

You can also use telephone or online banking to make cash advances to instantly transfer funds to your China Merchants Bank All-in-One Card account. At the same time, the first cash withdrawal of YOUNG card every natural month is free of handling fees. From the second transaction onwards, domestic handling fees are only charged at a minimum of 10 yuan per transaction, and there is no difference in the collection of cash withdrawal fees between local banks and different banks.

2. Bill installments

Instalments are no longer restricted by specific products or merchants. You can repay in installments after the bill is issued, and you can also enjoy a longer interest-free period. The installment amount, There is more freedom to choose the period. Repay the consumption amount from your bill in monthly installments. Bill installments are interest-free and only handling fees are charged.

3. Double points

If the main cardholder uses the YOUNG card (youth version) to make normal accumulated CMB points consumption in the month of the principal cardholder’s birthday, the points earned are the normal card consumption points. twice. (The main and additional cards are combined for transaction statistics. In addition to the normal accumulated points, the upper limit of bonus points is 2,000 points per account. The bonus points will be entered into the main cardholder’s points account before the end of the month following the main cardholder’s birthday)

China Merchants Bank All-in-one Credit Card - Fill in the basic information

China Merchants Bank - Happy Financial Management and Free Life

China Merchants Bank Credit Card and Card Features

China Merchants Bank Heka Credit Card is a credit card with profound spiritual significance issued by China Merchants Bank. The idea of ??"harmony", as the design purpose of this credit card, is well integrated into the card design and use of the credit card.

The card design uses "harmony" as its beauty.

This credit card is designed with the word "harmony". The design of the character "和" is divided into two parts. The character "禾" on the left is similar to the character "coin", symbolizing wealth, and the character "口" on the right is combined with sunflower, symbolizing gathering. The word "和" can be extended up, down, left, and right, representing connection, relationship, and perfectly interpreting the spiritual connotation of China Merchants Bank's "Together with You".

China Merchants Bank and its cards are of standard card size, and the length-to-width ratio of the credit card is designed to match the golden ratio, which also makes the credit card more aesthetically pleasing to use.

Among them, the UnionPay brand is a commemorative credit card specially designed and issued by China Merchants Bank and China UnionPay to commemorate the 60th anniversary of the founding of the People's Republic of China. The card design incorporates relevant elements and is issued for a limited time. The issuance period ends in December 2009. 31st. The entire card is designed with "harmony" and "60" as its core design.

The card status is composed of architectural elements with Chinese characteristics such as Huabiao, Temple of Heaven, and stone lions, symbolizing China's long culture and history; the background is a dancing red flag, reflecting the country's fervent vitality and revolution;

The words "harmony" and "60" in the card go hand in hand, representing that our country has upheld the spirit of "harmony" and gone through 60 years of ups and downs. Social harmony, people's harmony, and homeland peace. "Harmony" is also the spirit of China Merchants Bank. Together with China Merchants Bank, we wish our motherland its 60th birthday.

Basic functions of the He card

This time the "He" credit card is issued under two brands, UnionPay and VISA, with two card levels: gold card and regular card, both of which have all the features of the China Merchants Bank credit card. Basic functions. He Card is a dual-currency card with two accounts, RMB and USD, which users can use conveniently at home and abroad.

China Merchants Bank and its cards have smaller age restrictions on applicants, which is different from the qualification requirements for main card applicants of China Merchants Bank's young card who are under 30 years old. Any individual who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income, and has good credit standing can apply for a personal and main credit card with our card issuer with his or her valid identity document.

How many types of black cards are there for China Merchants Bank?

There are many credit card (debit card) products issued by China Merchants Bank. Among them, those with black card faces include American Express Centurion Black Gold Card, VISA Full Currency Card, MASTERCARD Full Currency Card, and JCB Full Currency Card. International credit cards (debit cards) and YOUNG cards (black youth version).

There are also King of Glory co-branded credit cards (credit cards), Tencent Saint Seiya Cards, Didi Orange Private Car co-branded credit cards (credit cards), UnionPay Juventus co-branded credit cards (credit cards), iQiyi co-branded credit card (credit card), Tencent News co-branded credit card (credit card), Tencent Video VIP co-branded credit card (credit card), ELLE co-branded credit card (credit card), Ctrip travel credit card (credit card), etc. The background color of the cards is also black.

Can China Merchants Bank Credit Card change the face of the card?

1. It cannot be replaced

Different cards with China Merchants Bank Credit Card have different card acceptance contracts, additional services, etc., and cannot be directly replaced. If you need other card types. You can hold multiple credit cards of different types under your name. You just need to fill out a separate application form to apply. The original card can be kept as a backup card or cancelled.

2. You can apply for a new card

If the same cardholder has multiple personal cards of China Merchants Bank credit cards at the same time, the points in different main cards can be combined and used. Therefore, you can reapply for a credit card of your choice. In this way, the points from the two cards can be combined and used. China Merchants Bank's credit card has a very low threshold among card friends and is relatively easy to apply for, so there will be no difficulty in applying for another one. Young cards, hellokitty cards, League of Legends cards, Disney co-branded cards, Winnie the Pooh cards, and Honor of Kings cards are all very popular now, and the card faces are also pretty. Choose the one you like and get it!

3. How to apply for a new card?

1. Apply to the bank.

If we apply for a Category 1 card, we need to go to the bank branch in person with our ID card and explain the type of business to the lobby manager. Depending on the busyness of the business, we can choose to handle it manually at the counter or at the smart phone. For counter processing, it should be noted that applying for a card at the smart counter requires authorization from the lobby manager.

If you want to apply for a second-category card or a third-category card, we can apply directly in mobile banking.

2. Provide necessary relevant materials.

Nowadays, as the banking industry has strengthened the review of the identity information of cardholders, if we need to open electronic banking services, we also need to provide relevant documents such as work certificates and household registration books. The purpose is to prevent crackdowns on telecommunications The Internet prevents us from selling our bank cards.

3. Cancel annual fees and other expenses that can be saved.

Each bank can apply for a reduction or exemption of the annual fee and small management fee of a bank card. Remember to apply after completing the card application, otherwise the bank will generally not take the initiative to help cancel it.

How to change the card face of a credit card

Credit cards cannot change the card face. If you want to change the card face, you can only apply for another card.

If the same cardholder holds multiple personal cards of China Merchants Bank credit cards at the same time, the points in different main cards can be combined and used.

Therefore, you can reapply for a favorite credit card. In this way, the points from the two cards can be combined and used. China Merchants Bank's credit card has a very low threshold among card friends and is relatively easy to apply for, so there will be no difficulty in applying for another one.

Extended information:

Under normal circumstances, the card type and card face cannot be changed once the card type and card face are selected when applying for a credit card. Some theme credit cards of China Merchants Bank have multiple cards. face, such as One Piece co-branded credit card, World of Warcraft co-branded credit card; some theme cards have only one card face, such as YOUNG card and QQ co-branded credit card.

The two cards are in the same series, but not with the same theme. I don’t know if the card surface can be changed if the card is damaged and the application is damaged. You can call China Merchants Bank’s credit card service number and ask the customer service.

Of course, if you really like Chibi Maruko-chan's card, you can apply for another one. These fan credit cards of China Merchants Bank have their own collection and commemorative value. If you already have a CMB credit card, it will be easier to apply. Easy.

Baidu Encyclopedia - Credit Card

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