Ping An Credit Card provides bill installment and single consumption, and charges a fixed fee by installment, which does not generate interest. Time for applying for bills by installments: the time limit for applying for bills by installments starts from the day after the bill is issued, and can be applied to the due repayment date+1. For example, customers can apply for bills on the 5th of each month, that is, from June to 24th. Application time for single consumption by installment: from the date of credit card swiping to the latest billing date, for example, the billing date of the customer is 5 days and the consumption is 23 days, that is, the application can be made from 23rd to 5th of the following month. The installment fee is charged as follows: the number and rate of bill installment are as follows: the number and rate of single consumption installment are as follows: for example, 10000 yuan applies for 24 installments, the handling fee is calculated at 0.82%, and the monthly handling fee is10000 * 0.82% = after 82 yuan customers handle the installment business, the installment amount is to evenly allocate the principal of each installment to the monthly bill. At the same time, the installment fee is also charged for each period, and the rates of different installment fees are also different. If you apply for early settlement of installment business, you need to pay off the outstanding installment balance and unpaid handling fee in one lump sum, which will be included in the minimum repayment amount. The application method is as follows: 1) After logging in to the new Pocket Bank app, click: Credit Card-More-Installment Loan, and apply according to the prompts; 2) Log in to credit card online banking and click "Financing by Stages" in the operation interface.