Debit and credit cards play different roles in everyday financial transactions. The main differences between them are:

First of all, the consumption methods are completely different. Credit cards allow cardholders to consume first and repay later, while debit cards require sufficient balance in the card to make purchases, that is, real-time deductions.

Secondly, the card surface design is also significantly different. Credit cards usually have embossed numbers for easy identification, while debit cards mostly have flat fonts, but there is also a trend of modern debit cards using embossed numbers. In addition, credit cards may have international marks such as VISA or Master, while debit cards generally do not display such marks.

In terms of details, the signature field of credit cards usually contains 7 digits, while most debit cards do not have this design. The front of a credit card will also list the cardholder's name in pinyin and the card's expiration date, while debit cards often omit this information.

Debit cards play a dominant role in electronic transactions due to their ease of use and wide acceptance. More than 20 million merchants around the world support international brand debit cards. Using a debit card not only eliminates the need to carry cash, makes transactions faster, but also allows you to track consumption records through monthly statements.

Although debit cards provide consumption protection, users still need to treat them with caution. Once a card is lost or stolen, report the loss immediately to prevent loss of funds. The funds on your debit card are equivalent to your bank account, and it's important to keep them properly.

In general, debit cards and credit cards have different emphases in terms of usage, design features and security measures. Consumers should choose the appropriate payment tool based on their own needs and transaction habits.