After a credit card is overdue for more than one year, corresponding measures need to be taken to deal with it. The following are suggestions:

1. Repay in installments: Credit card debts that are overdue for more than a year are larger and may be difficult to pay off in one go. You can try to negotiate an installment repayment plan with your credit card issuer to reduce the pressure of repayment. The specific installment repayment plan needs to be communicated with the credit card issuer to negotiate the repayment period and amount.

Details: Amortization is a method of spreading debt payments over time. Depending on the specific credit card issuer's policies, you can choose to repay in equal monthly installments or in installments based on your repayment ability. When negotiating installment repayment, you can provide a reasonable repayment plan and actively cooperate with the requirements of the credit card issuer.

2. It is recommended to query credit big data: In order to better understand an individual’s credit status, you can consider querying on credit big data platforms such as Qingquan Kuaicha. By querying credit big data, users can obtain their credit scores and related credit history records. This helps to understand the impact of overdue records on one's credit profile and the difficulties one may face in situations such as applying for a loan in the future.

3. Seek professional help: If it is difficult to deal with overdue credit card issues by yourself, you can seek advice from professional organizations or lawyers. They can provide solutions based on individual circumstances and help with relevant legal procedures.

Summary: After a credit card is overdue for more than one year, you can consider negotiating an installment repayment plan with the credit card issuer to reduce the pressure of repayment. At the same time, it is recommended to query big credit data to understand your personal credit status and seek advice from professionals. Taking timely measures to deal with overdue issues can help protect your personal credit and restore good financial status.

Extended information: Qingquan Kuaicha is a platform focused on providing credit big data query services. Users can query their credit score, credit history, overdue status and other related information by entering personal identity information. This helps users understand their credit status and take timely steps to improve it.

Note: The above suggestions are for reference only. The specific processing method needs to be determined according to personal circumstances and the policies of the credit card issuer. It is important to proactively communicate with credit card issuers and make appropriate adjustments and actions based on the actual situation.