Question 1: What does a credit card statement mean? A statement means a monthly cycle of bank settlement. If it is the 1st

August 2nd - September 1st is a cycle. If the card is swiped on the 1st, some banks will debit the account on the same day, and some will not debit the account until the next day. If you want to remember it for the next issue, it is best to consume it on the 2nd.

Question 2: What is included in the credit card bill? It is all information about your bill for this period.

It contains consumption records, where and how much money was spent, etc.

This Periodic repayment amount and minimum repayment amount

Bills include electronic bills and paper bills

Electronic bills generally refer to mail

Paper bills will be sent by registered mail Go to the address you reserved

The specific bill depends on the type of bill you choose

Question 3: What is the credit card statement for? Hello, the credit card statement is equivalent to your credit card consumption details and a reminder of your monthly repayment amount.

Question 4: What is the credit card bill header? If it is a China Merchants Bank credit card and you need to check the bill, please log in to the credit card website, click "Online Banking Login" on the right and enter the ID number, query password and additional code After logging into online banking, select the billing time (such as 2015-02) in "Account Management" - "Inquiry of Outgoing Bills" to query the bill amount and details of this month; the consumption and repayment status after the billing date can be found in "Unseen Bills". See "Invoice Inquiry".

Question 5: What does the credit card bill amount mean? Your bill date is the 19th, which means that the bill issued on June 19th is from May 20th to June 19th. Record details of transactions entered into the account, including deposits, but your deposits are actually used to repay the balance you owed on last month's bill. That is to say, if you see the balance of the previous period on the bill, but there is no deposit record in the transaction details of this period's bill, it is It means that you did not repay the money last month. If there is a deposit in the transaction details of this period, it means that you are paying last month's debt. For example, if your balance last month was 1,800 and there was a deposit of 2,000 in this month's bill, it means you paid 200 more. If you spend 1,000 this month, you will see 800 written on the balance of this period's bill; every bank's statement will have a calculation formula written on it, just read it carefully

Question 6 : What do you need to bring when going to the bank to issue a credit card statement? Just bring your ID card and bank card.

Question 7: What is the credit card bill amount? The bill shows your consumption details, the amount due for the current period, the minimum repayment amount, and the available balance

Question 8 : What does credit card statement date mean? The billing day is the time to summarize your monthly credit card statements. Your billing day is the 23rd. This month’s bill is the summary of all your consumption, cash withdrawals, interest, repayments, etc. from February 24th to the 23rd of this month. Find out how much you should repay this period, what is the minimum repayment, and when is the final repayment date. The Agricultural Bank of China is the 25th day after the bill date, that is, the 17th of the next month is the final repayment date. You must pay before that. There will be no interest if the repayment amount is overdue. If you only pay the minimum repayment amount, the interest will be shown on the next month's bill. If you fail to pay the due amount, there will be a late fee.

Question 9: What is the reconciliation date mentioned by the credit card? What's the meaning? The credit card statement date refers to the day when the bank compiles the user's card consumption details every month and issues a bill to you. Each bank has different specific billing date settings. Some are based on birthdays, some are randomly set by the system, and some are random on a fixed date. Some banks can provide semi-annual statement date modification services.

Let’s take the example of CCB credit card and talk about the billing date and repayment date

The repayment date of CCB credit card is the 20th day after the billing date. Assuming you have a CCB card, the billing date is the 27th of each month (fixed), the repayment date is the 20th day after the bill date, that is, around the 17th of each month, that is to say: March 28th to April 27th. In a billing cycle, the card consumption in this cycle will generate a bill on April 27, and May 17 is the final repayment date.

April 28th-May 27th is a billing cycle. Card consumption in this cycle will generate a bill on May 27th, and June 16th is the final repayment day. And so on.

Therefore, if you swipe the card on the bill day, the interest-free period will be the shortest, only 20 days (swipe the card on April 27, and repay on May 17). If you swipe the card on the bill date, the interest-free period will be the longest, with 50 days (swipe card on April 28, repay on June 16). Be sure to know your credit card billing date and repayment date to avoid missing payments.

Banks with an interest-free period of 18-48 days: China Merchants

Banks with an interest-free period of 20-50 days: Guangfa, CITIC, Ping An, Construction, China, Everbright, Industrial, and Minsheng , Shenfa, Pufa.

Banks with interest-free periods of 25-56 days: Huaxia, industry and commerce, transportation, and agriculture.

Question 10: What is the meaning of credit card statement balance? A negative number indicates how much money is in the card, and a positive number indicates how much is owed