The Taobao page has changed. In addition to requiring customers to select a bank, they are also required to select a type on the same page as the bank. There are savings and credit above. If not selected, one will be defaulted each time. If the default happens to be correct, you can pay, otherwise it will be wrong.

The essence is that if you pay with savings and choose the credit channel without Shanghai Pudong Development Credit, that's it.

Extended information:

Credit cards can be used to pay on Taobao. However, some merchants use contracted credit cards to pay. They can be transferred to the credit card issuing bank for online banking payment. Some merchants No, you can only pay quickly with a credit card in your Alipay account. In addition, credit card online payments generally have limits. Now Alipay Express Payment basically has no limits. The single and single-day limits for online payments stipulated by the bank shall prevail. The specific limits will be on the payment page.

Bind the bank card with Alipay to realize direct payment online (no need to open online banking), and enjoy third-party guarantee. After binding, the quick payment options of a certain bank card will be displayed on the payment page.

Click this option when paying and enter the Alipay payment password. If you choose "Quick Payment" with a bank card, it is the same as opening an Alipay card. If you choose "Online Banking", you need to open online banking. Everyone knows that online banking is very troublesome, so it is best to open a card.

Baidu Encyclopedia - Taobao Baidu Encyclopedia? - Shanghai Pudong Development Bank Credit Card