The payment function of ICBC credit card "small secret visa-free" is turned on by default. If you don't agree to open the "small secret visa-free" function of ICBC credit card, you can apply to close the function through ICBC outlets with your ID card and credit card.

ICBC's credit card "small-sum confidential and visa-free" payment function is a small-sum fast payment service provided by China UnionPay. When you use the UnionPay brand chip card with the "flash payment" logo or the mobile device with IC card information to conduct a transaction with a certain amount (less than 1 0,000 RMB) in designated domestic merchants, you only need to wave the card or the mobile device with IC card information near the "flash payment" induction area of the acceptance terminal such as POS machine to complete the payment. No password or signature is required during payment.

For the sake of capital safety, the bank has a daily cumulative trading limit for this function, which is generally 2000 yuan.

When the amount of a single transaction exceeds RMB 1000, your UnionPay chip credit card and mobile device can complete the transaction according to the password verification method set by the card.