This depends on the specific situation. It does not mean that if the credit card is overdue, you will not be able to get a loan. It can only be said that it will have a certain impact on the loan approval. Whether it can pass the review depends on the degree of overdue credit card.

If the overdue amount is only occasional and a small amount, and the debt has been repaid, it will not affect the cardholder's application for loans at other banks. If the credit card is overdue for a long time and the amount is large, leaving a bad record on the credit report, it will affect the loan approval.