Annual fee standard and preferential policies
1. The annual fee for the main card and the annual fee for the sub-card of the global hot purchase card UnionPay card standard platinum card is 580 yuan/card/year and 300 yuan/card/year. If the total amount of credit card spending and cash withdrawal per card year reaches 10 (unlimited amount), the annual fee for that year will be exempted.
2. Annual fee of UnionPay card for global hot purchase card 160 yuan/card/year, and 80 yuan/card/year for sub-card. In the UnionPay version, the annual fee for the current year will be exempted if the total amount of credit card consumption and cash withdrawal is over 3 (unlimited).
3. Visa and MasterCard, the global hot-selling cards, are free of annual fees within the validity period of the main and secondary cards.
Global hot-selling credit cards can meet your overseas travel, shopping, leisure travel and Haitao needs. VISA and MasterCard versions of global hot-selling credit cards are limited to overseas use.
Extended data
Interest-free repayment period: Interest-free repayment period refers to the interest-free period of consumer transactions enjoyed by cardholders who repay in full on time. The interest-free period is from the bank bookkeeping date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.
If you don't repay in full before maturity, you won't enjoy the interest-free period. The Construction Bank will charge interest at a daily interest rate of 0.5 ‰ and compound interest monthly. The interest-bearing date is from the date of consumption to the date of repayment, and the interest-bearing principal is calculated according to the actual amount payable.
If the repayment is not made before the due repayment date or the repayment amount is lower than the minimum repayment amount, CCB will charge interest as required, and at the same time charge a late fee of 5% of the minimum repayment amount.
Baidu Encyclopedia-CCB Credit Card
China Construction Bank-global credit card buying craze