No.
The limit of a gold transportation credit card is generally between 10,000 and 50,000 yuan. In addition, the bank evaluates the limit based on the asset certificate and other materials you provide, so the more valid information you provide, the higher the limit you will get. It doesn't matter if your Bank of Communications gold card has a lower limit, because the gold card's limit is definitely higher than the regular card's limit. The initial limit is low. As long as you use the credit card more and use up the limit every month, it will be over after 6 months. You can apply to Bank of Communications for a limit increase. For users with high spending power and good repayment records, Bank of Communications will definitely increase their limit.
According to common sense, if you do not have enough qualifications, your application for a gold card will definitely be rejected, but sometimes you can successfully apply for the card. It just means that the probability and limit of the card will be reduced, and it will not reach the level of a real gold card. Just standard. If you really apply for a gold card and the limit is only 2,000, don’t cancel the card out of anger. Being able to apply for a gold card shows that your qualifications are pretty good, but the bank needs further observation. If your card usage record is good within half a year, The rate of increase is very fast. Generally speaking, the limit of a regular card is between 3,000 and 20,000, and the limit of a gold card is between 10,000 and 50,000. If you apply for a gold card, generally the limit should exceed 10,000, but this is not absolute. . The transportation gold card is 2,000, the Shanghai Pudong Development Bank gold card is 2,000, the ICBC gold card is 2,000, etc., which are not as good as the limit of a regular card.
About Bank of Communications
Bank of Communications is one of China’s major financial service providers. The group’s business scope covers commercial banking, securities, trust, financial leasing, fund management, insurance, offshore Financial services, etc. Bank of Communications has 235 domestic branches, including 30 provincial branches, 7 directly affiliated branches, and 199 provincial branches. It has branches in 239 prefecture-level and above cities and 158 counties or county-level cities*** nationwide. 3,270 business outlets; it has 7 non-bank subsidiaries, including wholly-owned subsidiaries BoCom Leasing, BoCom Insurance, and BoCom Investment, and holding subsidiaries BoCom Fund, BoCom Guosen, BoCom Life, and BoCom International . In addition, Bank of Communications is also the largest shareholder of Changshu Rural Commercial Bank and the joint largest shareholder of Tibet Bank. It has strategically invested in Hainan Bank and controls 4 rural banks.