the temporary credit line of a credit card can be repaid by installments, but according to the regulations of different banks, such requirements are different. For example:

1. Bank of Communications said that they would examine and approve the cardholder's installment application, and comprehensively evaluate whether to repay the loan by installment according to the transaction type and the used account.

2. According to the regulations of China Merchants Bank, Agricultural Bank of China and Shanghai Pudong Development Bank, it is impossible to apply for installment repayment with a temporary credit card limit.

3. The temporary quotas of ICBC, Guangfa and Ping An Card can be divided into stages, but ICBC needs to apply when the temporary quotas expire.