Personal credit certificate refers to a credit certificate issued by ICBC to customers in both Chinese and English.
Currently, only ICBC can provide personal credit certificates to truthfully prove the amount of financial assets held by ICBC and its business dealings with ICBC, including customers including deposits, purchases of financial products, funds, insurance, and account gold/ Physical gold, loans, credit cards and other businesses.
The personal credit certificates that ICBC can issue include: certificates of personal deposits (including certificate-type/savings-type treasury bonds), certificates of personal deposits, certificates of personal purchases of book-entry treasury bonds, and personal purchases of domestic and foreign currency financial products. Proof, proof of personal purchase of local and foreign currency financial products, transaction record proof and other proofs.
A credit certificate is a powerful and objective proof of an individual’s financial strength, credit status, and financial transactions. As the largest commercial bank in China, ICBC relies on its strong financial strength and excellent market reputation to make customers' credit certificates more convincing.
Extended information:
Personal credit certificate application process
1. The following information is required:
1. Record your transaction status Passbook/deposit receipt or bank card, original personal identity document.
2. If you entrust someone else to handle the matter, you should also present the identity document of the agent.
2. Fill out the "Application Form for Personal Credit Certification Business of Industrial and Commercial Bank of China"
3. For non-deposit credit certificates, due to the relatively complex verification process and certification content, the branch may not accept A credit certificate cannot be issued immediately.
4. Not every business outlet can issue all types of credit certificates. Please call the outlet for consultation before applying.
Reference: Baidu Encyclopedia-Personal Credit Certificate