I am at the ATM of China Merchants Bank. Why can't I withdraw cash by credit card?

Reason: The available withdrawal amount is insufficient.

The withdrawal amount is generally 50% of the credit limit (except for cards with special provisions).

1. The maximum daily cash advance per card in China is RMB 2,000;

2. The daily cumulative cash advance of each overseas non-UnionPay line shall not exceed the equivalent of 1000 USD, the cumulative value of 1 month shall not exceed the equivalent of $5,000 USD, and the cumulative value of 10000 USD within six months.

This limit is not exceeded, but the available quantity is not enough. You can withdraw cash after repayment, or try to increase the amount.

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