Generally, online accounts cannot be directly cancelled. You can check the customer service hotline on the back of the card and call it directly. The staff will cancel the account for you. It is recommended that you take the card with you, because the staff may confirm whether the card is safe when you close the account, and you need to cut it open and destroy it yourself after closing the account. In addition, it is necessary to pay off all overdrafts in the card before closing the account, and the loss of 1 points is not enough.