In fact, as long as the credit card has VISA, MASTERCARD, UnionPay and other marks on it, it can generally be used abroad.
Now many banks, such as Bank of China, China Construction Bank, Industrial and Commercial Bank of China, CITIC Bank, Minsheng Bank, etc., have launched Euro credit cards. Of course, each bank's Euro credit card has its own characteristics.
1. Bank of China
Euro single currency, account period up to 50 days, chip/magnetic strip optional, regular card annual fee 12 euros, gold card annual fee 22 euros , no annual fee for five transactions in the same year, 3 handling fees for foreign cash withdrawals, minimum 5 euros/time.
2. China Construction Bank
RMB/Euro dual currency, MasterCard account period up to 50 days, only magnetic stripe gold card annual fee is 160 yuan, platinum card annual fee is 580 yuan , 18 transactions are free of annual fees and 3 handling fees for foreign cash withdrawals. If there are euros in the card, no interest will be charged for cash withdrawals; if there are no deposits, interest will be charged on a daily basis.
3. Industrial and Commercial Bank of China
RMB/Euro dual currency, Visa/MasterCard optional account period up to 56 days, chip/magnetic stripe optional regular card with annual fee of 100 yuan , the gold card has an annual fee of 200 yuan, and there is no annual fee for 5 transactions or 5,000 yuan. There is a 2.9 handling fee for foreign cash withdrawals. If there are euros in the card, no interest will be charged for cash withdrawals; if there is no deposit, an interest of 0.05% will be charged per day.
4. China CITIC Bank
RMB/Euro dual currency, Visa card account period up to 50 days, magnetic stripe card annual fee 100 yuan, gold card annual fee 300 yuan Yuan, 1 transaction in the first year, and 5 transactions in the following year are free of annual fees. The annual fee for Platinum Card is 480 yuan and 2,000 yuan. There is no annual fee for foreign cash withdrawals, a handling fee of 2.9, with a minimum of 2 euros/transaction. If there are euros in the card, no interest will be charged for cash withdrawal; if there is no deposit, interest of 0.05% will be charged on a daily basis.