yes. Black households generally refer to people who are seriously overdue in credit default. If they become black households in banks, they can enjoy some banking services, but there are certain risks and restrictions. If they want to apply for a credit card, the examination will basically fail, but if they want to apply for a debit card, the examination will be relaxed and they can still apply, but there will be certain risks. For example, debit cards with unauthorized user names are more likely to be frozen than ordinary users, and the money in the account is likely to be frozen.

what's the impact of being a person who has broken his promise?

1. The court can auction the only house of the person who has been executed in bad faith;

2. The amount in the virtual trading accounts such as Alipay and WeChat of the person subjected to dishonesty can also be seized and frozen by the court;

3. The person subject to breach of trust shall not be an enterprise executive;

4. Affect personal travel and consumption, and prohibit some high-consumption behaviors, such as flying and staying in star-rated hotels;

5. Those who have the ability and refuse to execute the court's judgment, if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or fine; if the circumstances are special and serious, they shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years, and shall also be fined;

6. The children of those who have broken their promises will not be able to attend private schools, and they will not be able to pass the political examination when they enter public institutions such as civil servants and military schools.