There is no fixed credit limit, which is related to the cardholder's personal qualification. The maximum credit line can reach more than 6.5438+0 million, and the minimum credit line may also be "zero". It is understood that in addition to the platinum card, the approval of the credit card limit of Bank of Communications generally ranges from 2,000 to 50,000 yuan, subject to the amount approved by Bank of Communications.

The higher the credit line of Bank of Communications credit card, the higher the corresponding level; However, the grade of credit card does not directly determine the credit limit of credit card.

Ordinary credit card range: 1, 000- 1, 000 yuan.

Gold card limit range:1-50,000 yuan.

Platinum card limit range: generally more than 50 thousand yuan, the highest can reach more than 654.38+0 million.

The credit card limit is mainly determined by the applicant's personal and economic conditions:

1. Personal conditions

Applicants meet the most basic application conditions and can only guarantee to apply for a credit card, but may encounter a "zero" quota. In order to avoid this situation, the applicant must have a fixed job and a stable income, with a monthly salary of more than 3,000 yuan. In addition, the applicant must ensure that personal credit information is good and there is no serious bad record.

2. Economic situation

The economic situation will directly affect the credit limit of the cardholder. The better the conditions, the higher the credit limit. Economic conditions mainly include real estate, automobile production, deposits and so on under the name of the cardholder.

3. Other conditions

The applicant's gender, age, position, education, etc. It will also affect the credit card limit. In some banks' auditing standards, the applicant's marital status is even one of the reference conditions.