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Change credit card type

how to change the card type of CCB credit card?

CCB cannot change the card type. If you want to change the card type, you can cancel it and apply again.

CCB's water release cards: Longka Yaohong Card and Longka Global Payment Credit Card UnionPay Platinum Card (which can be withdrawn by curve). Card approval amount: 5-5, interest-free period: 2-5 days withdrawal amount: 5% of the credit line, minimum repayment amount: 1% of the consumption amount plus other payable points. Rule: 1 point for 1 yuan. Validity period of 7 points for 1 USD: 5 years. Application conditions:

At least 18 to 7 years old and with full capacity for civil conduct. 2. Stable occupation and income, ability to repay the principal and interest on time and good credit. The card-issuing rate of these two types of cards is not bad. The first choice is Longka Yaohong Card, and those with cards or better qualifications can choose to pay UnionPay Platinum Card globally. If you are a new user, you'd better take a look at your pre-approval quota in CCB, and if there is, it's better.

the optimal application order of credit card is based on fourteen behavioral standards, namely, the first application for establishing diplomatic relations between China, agriculture and industry, the second application for promoting people's prosperity and recruiting people, and the third application for credit card. With the standard of 2 behaviors, apply for establishing diplomatic relations between China Agriculture, Industry and Agriculture for the first time (especially: it is also ok to build China Agriculture and Trade. For Xiaobai with average qualifications, the applicants of these five banks can choose the best ones first, for example, try applying for Bai Qilin for Bank of Communications for the first time. With this Bai Qilin as the backing, the platinum cards of other banks can be slightly better); Second, Shenpu promotes people's recruitment; Sanshenxin Pingguang North China; Fourth, apply for postal remittance residue.

Annual fee for the exclusive Platinum Card of China Construction Bank

: The annual fee of 1,8 yuan can be redeemed with 4, points in the first year before December 31, 221, and it can also be redeemed with 4, points in the next year. Recommended reasons:

1. The quota starts from 8,, which is guaranteed and will not be a food card. The disadvantage is also that it will be more difficult to get a card (generally 8, per month) or the amount of other cards under the first card will be more than 8,, and then applying for a second card can be approved in seconds.

2. Unlimited domestic VIP rooms operated by CCB +5 global PP cards +2 hotel accommodations exchanged from 2 yuan +3 pick-up and drop-off +6 driving trips +6 appointments for expert outpatient service in 3A hospitals (April 1, 221-March 31, 222);

3. Before the end of 221, you can get a secondary card for free, with all the benefits except the hotel.

4. It's very easy to get 4, points by doubling the points under the line itself, and then superimposing the card swiping activities such as paying multiple points by the dragon and cashing in .5%.

can I change my credit card (debit card) to another card after it expires?

if you want to replace other card types after the credit card (debit card) expires, you need to resubmit the application for credit card (debit card), and you can replace it with a new card type after approval. However, the last card has expired, and it is not feasible to directly update the new card type. Different card types have different application conditions and audit standards. When the previous card expires, the new card type will not change.

In addition, after the credit card (debit card) expires, you can also ask the bank not to send a new card, so that the old card will be automatically cancelled if it is not used for a long time.

can I change the credit card (debit card) of China merchants bank?

The user already has a credit card (debit card) of China Merchants Bank, and cannot directly replace the type of credit card (debit card). If other types of credit cards (debit cards) are needed, users need to resubmit their credit card (debit card) applications, and after passing the examination, China Merchants Bank will send new cards to users. The card you already have cannot be replaced with other cards. When applying for a credit card (debit card), users should consider clearly what kind of credit card (credit card) they need.

China Merchants Bank's credit card (debit card) enjoys a credit limit of * * *, so users don't need to apply for too many credit cards (debit cards) with different interests and grades.

can I change the type of credit card?

Credit cards can be changed into different card types. If you want to change other card types, you need to resubmit your credit card application. After passing the examination, you can change it into a new card type. However, the last card has expired, and it is not feasible to directly update the new card type.

1. Different card types have different application conditions and audit standards. Credit cards are also called debit cards, which are credit certificates issued by commercial banks or credit card companies to eligible consumers. The form is a card with the name, expiration date, number and cardholder's name printed on the front, and the magnetic stripe and signature strip printed on the back.

2. Consumers with credit cards can shop or spend in specialized commercial service departments, and then the bank will settle accounts with merchants and cardholders. Cardholders can overdraw within a specified amount. The credit card stipulated in the relevant laws of China (the NPC Standing Committee's interpretation of the provisions of the People's Republic of China and the Chinese Criminal Law on credit cards) refers to the electronic payment card issued by commercial banks or other financial institutions.

3. It has all or part of the functions of consumption payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. On December 1, 217, the English translation and writing standards for public services were officially implemented, and the name of the credit card that stipulates English as the credit card standard is credit card. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when spending, and repayment will be made on the day of receipt. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can repay before spending within the credit limit; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of petty cash according to the regulations, and when the balance of petty cash account is insufficient to pay, it can be overdrawn within the prescribed credit limit.

4. Credit cards generally only refer to credit cards. Since January 1, 221, the credit card overdraft interest rate has been determined through consultation between the card issuer and the cardholder, and the upper and lower limit management of credit card overdraft interest rate has been cancelled (the original upper limit was .5% of the daily interest rate, and the lower limit was .7 times of the daily interest rate). On May 25th, 221, the Supreme People issued and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.

that's enough for the introduction of the types of credit cards that can be exchanged.