In other words, as long as the card you apply for has the function of visa service, you can generally spend it abroad, and the service rate is also very low. The only difference is whether there are any extra special offers for the relevant card types you apply for. Regarding the question you asked, I try to answer it in detail from the following points.

Visa service is needed for consumption abroad.

Before we apply for a credit card, we can choose the card type or the basic functions of the credit card according to our own needs. Visa is one of them. If you expect to spend money abroad in the future, you need to check the Visa service at the beginning of credit card processing, and you need to open related account functions. Generally speaking, every bank's credit card will have a credit card with a special visa function.

Some cards may set a certain discount specifically for consumption abroad.

Let's take ordinary commercial banks as an example. At present, Ping An Bank and China Merchants Bank in the market will set up special service cards for overseas consumption. Generally, such credit cards will have consumption abroad points. When you reach a certain amount in consumption abroad, the points will be accumulated according to the corresponding amount. For these types of cards, these types of credit cards have a general consumption function in China, but there are many discounts for spending abroad, which is especially suitable for outbound consumption.

Although Alipay and WeChat services can be used in many places.

With the continuous development of the Internet age, we will find that even if a credit card has no visa function, we can still use it to overdraw normally abroad. Although there are Alipay and WeChat services in many places, some merchants will specially open related service functions in order to increase their business volume. This means that even if we only have ordinary credit cards, we can still spend money abroad, which is a very convenient phenomenon.