Whether it is trustworthy to apply for a credit card on the street depends on whether the stall is formal or not. The credit card application stalls on the street are a mixed bag, some are business personnel entrusted by the bank, and some are scammers. It is best to apply for a credit card at the bank counter.

1. In fact, most shopping malls and roadside credit card application stalls are trustworthy. Most of them are bank officials or business personnel of credit card marketing companies entrusted by banks. Applying for a credit card through them is guaranteed. . But it is undeniable that these credit card application stalls in shopping malls and roadside are also a mixed bag, collecting credit card applicant information with ulterior motives. They may even induce the applicant to click on a certain link, causing the mobile phone to be infected with a Trojan horse virus, which ultimately leads to property losses.

2. How to identify genuine and fake credit card application stalls: Check whether the stall has official promotional materials. These promotional materials include but are not limited to exquisite credit card application forms, large credit card promotional pictures, large credit card Banners, etc.; require the salesperson to provide work ID. Regular official promotion personnel have their own work ID; ask for the business employee number and call the bank's credit card center to verify.

3. Some of those who apply for cards on the roadside are real cardholders, while others are pretenders with other purposes. It is still risky to apply for a credit card at a stall on the street, so it is better to go to the bank counter when applying for a credit card, which is safer.

: To apply for a credit card, you must first determine the bank that applies for the card. Then determine the processing channels. There are many channels for processing credit cards now. The most common ones are bank counter processing, online processing, and door-to-door processing by salesmen. Then provide the application information. After submitting the online application, you can prepare the information required by the bank. There are generally three parts of information required by banks. The first is personal identity certificate, which is the original and front and back copies of everyone's ID card. For special groups, Taiwan compatriot certificate and other certificates are required. Banks generally confirm the applicant's work unit through social security information. If there are special circumstances, the unit may also provide proof of employment.