Now the function of credit card is also very comprehensive. For example, the owner's card will not only provide gasoline discounts, but also provide services such as insurance and road rescue. For friends who travel frequently, it is also a practical right if the credit card can handle aviation accident insurance or aviation delay insurance. So which banks have delay insurance on their credit cards? Let me introduce it to you here.

1, high-end card of China Merchants Bank

You can get travel inconvenience insurance if you have a high-end card of China Merchants Bank to buy air tickets or pay 80% or more of the tour fare. In addition, you can also get this right by paying the mileage ticket tax.

Travel inconvenience insurance stipulates that if your flight is delayed for 3 hours or more, and the flight is not cancelled, you will directly pay a fixed allowance to 500 yuan, and the allowance will be increased to 200 yuan for every additional 1 hour, up to 8 hours.

2. Shanghai Bank High-end Card

Shanghai Bank is a regional bank. When you use a high-end bank card to pay the full amount of the ticket or not less than 80% of the tour fare, you can get the flight delay insurance, and you can also get this right by paying the mileage ticket tax.

During the insurance period, if your flight is delayed and the single delay time exceeds the time stipulated in the insurance policy, you can get insurance money. The highest drill-world pole double standard card, 2 hours delay compensation 2000 yuan.

3. China Bank High-end Card

China Bank's flight delay insurance can get insurance service as long as you apply for a new card, and you can purchase it at will after activation. Old customers can get insurance services as long as they spend one card three times, each time 199 yuan or more.

Pay according to the delay time (from top and high-end cards 1 hour, from platinum card 2 hours, from gold card/ordinary card 3 hours), and every minute after the initial payment time 1 yuan.

4. Platinum Card of China Everbright Bank

Some high-end cards of China Everbright Bank can get an air delay insurance after the first swipe. If the flight is delayed for more than 2 hours (including 2 hours), you can apply for a single 300 yuan RMB delay compensation.

5. Guangfa Aviation Co-branded Card

Guangfa's aviation co-branded card is very special, and only the delay of the corresponding airline has delay insurance. When making a claim, you only need to issue a connecting airline card to prove that the airline indicates the delay time, so mileage tickets are supported.

If the flight is delayed for more than 4 hours (including 4 hours), the insurance company shall compensate for the necessary and reasonable expenses such as accommodation, transportation, telephone charges and purchase of daily necessities during the delay.

Here, I have counted the credit card delay risks of five banks, and of course, the delay risks of joint-name cards of airlines and joint-name cards of airlines. When the flight is delayed, everyone can enjoy this right.