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How long does it usually take to pay off a credit card once it is swiped to help increase the limit?

The credit card can be swiped in one go, and repaying it on time will help increase your credit limit. It is best not to swipe the credit card all at once. The number of swipes is too few. It is best to use the credit card at least 5 times a month, and the single amount should not exceed 30 of the total limit.

If your card use has been stable or not used before, and you suddenly start to use large amounts of credit, the bank will think that there is a problem with your financial foundation or you are cashing out, and you are easily subject to risk control. It is best to use a credit card to make multiple purchases in small amounts.

Extended information

Tips for increasing your credit card limit

1. Debit card flow

The entire investment network is connected, and you only need to apply for a debit card The turnover is considerable and it is very easy to increase the amount.

2. Small-amount multiple purchases

Supermarket shopping, online shopping, refueling, binding Alipay/WeChat/Meituan/Pocket Life to buy meal tickets, etc., as long as you let it happen There is an illusion that "I will take care of your whole life", and the credit limit will gradually increase. If you make dozens of transactions a month, no matter how many, if you keep it for three months, your quota will definitely increase!

3. Spend your life participating in card swiping activities

The activities of China Merchants Bank can be said to be very conscientious. As long as you swipe enough, I will give you things, and they are all hard goods! What kind of pots and basins are there? The details of the activities are clear. As long as you participate, you will definitely win a prize. The cashed gifts can also be easily sold second-hand at Xianyu. Just think about these things and you can make a lot of money. Therefore, I participate in every event and do not miss any of the activities on the Palm Life app.

4. Appropriate staging.

The first type of deposit is installment. When the credit card balance is insufficient, deposit it in installments (for example, if you want to buy something for 1,000, but your card has a limit of 800, deposit 200 into it, and you will divide it after consumption). Three or more issues), and then your question text message will be on the way. Like China Merchants Bank's confession, if I have money, I will pay it in installments, just to let you make money.

The second type of cash installment, this is what the card sister thinks is special about China Merchants Bank, that is, the handling fee is a little higher, but large amounts are paid once a year, divided into three installments, and the payment is stable.

5. Temporary withdrawals are guaranteed

Among all banks, China Merchants Bank is the easiest to change the fixed limit! If you have a temporary quota, you must apply for it. After it is approved, try to consume as much as possible. After using up the temporary quota and paying the bill, try to repay the amount in full, and then gradually consume. Once a month, if you apply for a temporary quota for three consecutive months and spend reasonably, your quota will inevitably increase.

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