Issue 1-3. According to the information on Minsheng Bank's official website, the bank's users' credit card bills will be converted to fixed in 1-3 periods after the temporary credit limit expires. Minsheng UnionPay standard credit card is widely used in nearly 20 countries and regions around the world and 700 cities in China, and can be used at 370,000 merchants and 80,000 ATM machines.