Conclusion: Frequent calls from 95595 claiming credit card arrears may be fraudulent calls. Be wary of telecommunications fraud using such number-changing software.

When receiving a call from someone suspected of being a bank customer service, claiming that there is a problem with your credit card, the first rule is to remain vigilant. Do not disclose personal or economic information easily. After receiving such a call, the correct thing to do is to hang up immediately and then check the authenticity of the call through official channels, such as 114. Calls from fake numbers may be money traps, and callbacks will only lead to falling into a trap designed by scammers.

If the number looks genuine, you should also proactively call the bank’s official phone number for verification instead of waiting for the other party to contact you. Through proactive confirmation, you can effectively prevent account change fraud. Understanding fraud techniques is also an important part of prevention. Criminals usually pretend to be relatives and friends, gain trust through intimate topics, and then fabricate lies to ask for loans.

This type of fraud especially targets target groups such as company bosses and senior officials, or certain specific phone numbers. Scammers will research the victim's information in detail in advance and carefully design the fraud process. Therefore, staying alert and handling any emergency calls claiming to be from your bank with caution is key to avoiding phone scams.

Source: Baidu Encyclopedia-Telephone Scam