1. When can I pay in installments?

After the credit card transaction, the credit card account can be staged, that is, when the bank can find the consumption, it can be staged. Maturity date: the last repayment date of the current bill.

Only 95% of the new consumption this month can be phased.

This consumption has passed the final repayment date and entered the next billing cycle, so this consumption can no longer be phased. In other words, only the new consumption can be put in place in stages this month. The consumption in last month's bill didn't apply for installment in the current month, so you can't apply for installment this month.

Not every month's total new consumption can be phased, the highest is only 95%.

3. under what circumstances can't it be staged?

There are at least three situations that cannot be phased. First, unpaid bills cannot be paid in installments. Second, the consumption that has been paid in installments can no longer be paid in installments; Third, withdrawal of consumption cannot be phased.

In addition to the above restrictions, the most important one in the installment of credit card bills is the bank's restriction on the installment amount. Generally, the amount required by the bank can be divided into stages. It is recommended to call the bank customer service for consultation.