Evaluate once a month. The system will evaluate and update the credit status of users on the 6th of each month. Generally, the system will comprehensively consider users' consumption and credit habits, such as the payment of water and electricity fees and the repayment of various bills. At the same time, users can improve sesame credit by enriching their consumption behavior in Alipay, such as using credit leasing services such as charging treasure and bicycle sharing, and using Alipay in restaurants, supermarkets, convenience stores and other physical stores.