Ping An Bank credit card has a grace period.
Ping An Bank's credit card provides "time tolerance" service and "time tolerance service" beyond the time limit, that is, Ping An Bank provides cardholders with a three-day repayment grace period service. As long as the repayment is made within the repayment grace period, Ping An Bank will regard the cardholder as a timely repayment. This situation will not generate interest and late fees, and of course it will not affect the credit investigation.
"Tolerance service", that is, if the cardholder repays in full in the current period, and after the due repayment date, the unpaid part of the account is less than or equal to 10 yuan, Ping An Bank will regard the cardholder as fully repaid, and this unpaid part will be automatically transferred to the next bill.
Reminder: As some banks repay before 5pm on the last day of grace period, it is regarded as normal repayment; Some are before 9 pm (such as popularizing the law). I suggest you return it before 5 o'clock on the last day.
Time tolerance can only solve temporary needs.
To sum up, Ping An Bank's credit card has a grace period of three days, but it is still recommended that those who apply for Ping An Bank's credit card must spend rationally to ensure that they can repay on time. Ping An Bank Credit Card Application Channel