The CCB credit card statement date is the 15th of every month. What is the due date for repayment?

If the CCB credit card statement date is the 15th of each month, the repayment due date is the 4th of the following month.

The repayment date corresponding to the bill date (the date in brackets is the repayment date corresponding to the bill date): 2 (22nd of this month), 4 (24th of this month), 5 (25th of this month) ), 7 (27th of this month), 9 (1st of next month), 10 (1st of next month), 12 (1st of next month), 13 (2nd of next month), 14 (3rd of next month), 15 (4th of the following month), 17 (6th of the following month), 18 (7th of the following month), 19 (8th of the following month), 21 (10th of the following month), 22 (11th of the following month), 23 ( The 12th of the following month), the 24th (the 13th of the following month), the 25th (the 14th of the following month), the 26th (the 15th of the following month), and the 27th (the 16th of the following month).

(In case of business changes, please refer to the actual situation.)

How to check the statement date and repayment date of China Construction Bank credit card?

Customers can check the billing cycle in the "Overview" through the "Credit Card-Bill Inquiry" menu of CCB Mobile Banking, and the expiration date is the billing date. In addition, the customer's billing date will also be indicated on the card letter when the customer receives the CCB credit card, and multiple CCB credit cards must use the same billing date.

On the credit card statement date, CCB will send the CCB credit card statement to the customer through the bill delivery method agreed with the bank when the customer signed the contract. The customer's current credit card repayment date will be clearly marked on the statement.

(In case of business changes, please refer to the actual situation.)

China Construction Bank Credit Card Statement Date

The statement date is used to calculate your monthly credit card bill Periodically, the final repayment date for a CCB credit card bill is the twentieth day after the bill date. If you say your bill date is the 10th, then the final repayment date is the 30th of this month.

For example, it is calculated like this:

Consumption from August 11th to September 10th is accumulated in the bill on September 10th, and the last repayment date of the bill is September 30th.

Consumption from September 11th to October 10th will be accumulated in the bill on October 10th, and the final repayment date of the bill is October 30th.

After the bill is settled on the 10th of each month, China Construction Bank will send the bill to you within 3 working days. It is recommended that you pay attention to check it. You can use the mobile phone reserved by the bank to edit the text message and send "CCZD# Enter the last 4 digits" or "311# last 4 digits" to 95533 to query the current bill.

The billing date means that the card-issuing bank will regularly summarize and settle the various transactions and fees that occurred in your credit card account every month, calculate the interest, and calculate the total amount you owe and the minimum payment for the current period. amount and send you a statement. This date is your credit card statement date.

Example:

The cardholder’s credit card statement date is the 1st and the due date for repayment is the 20th. Cardholders made purchases with their cards on November 5th, 12th, and 30th. At this time, the bank will summarize and settle your expenses on December 1st and pass them at the same time.

Since the billing date usually refers to the billing date, the billing data is as of 23:59:59 the night before the billing date. That is, consumption starting at 0 a.m. on the billing day will be included in the next bill.

Note: Since the information in brackets above has not been confirmed with all banks, it is recommended to confirm with your own card issuing bank first.

At the same time, it should be noted that the statement date of each bank is not the same day. And for the billing date, some banks also provide the function of modifying the billing date, making your repayment more flexible.

Introduction to the card-issuing bank:

The card-issuing bank is the bank that issues credit cards to consumers. Consumers apply for a credit card from the card-issuing bank, and the card-issuing bank issues a credit card and credit limit based on the applicant's income and debt repayment ability. The card-issuing bank can also authorize the special store to complete or reject the transaction based on the cardholder's credit limit; the card-issuing bank will exchange and settle accounts with the acquiring bank on a daily basis, and settle the current month's consumption with the cardholder at the end of each month.

The main function of card issuers is to issue various bank cards to cardholders and charge certain fees by providing various related bank card services. By issuing bank cards, card issuers receive the annual credit card fees paid by cardholders, overdraft interest, handling fees paid by cardholders for various services, merchant rebates, etc.

The acquirer is mainly responsible for the development and management of special merchants, authorization requests, bill settlement and other activities. Its benefits mainly come from merchant commissions and other service fees paid by merchants (such as POS terminal rental fees, monthly fees etc.) and merchant deposits increased. Most card-issuing banks also operate acquiring businesses, and there are also some non-bank professional service institutions that operate acquiring businesses.

The concept is different, but most card-issuing banks also engage in acquiring business, that is to say, they are both card-issuing banks and acquiring banks.

The acquiring bank and the card-issuing bank are two independent institutions that act as the card-issuing bank and the acquiring bank. If the order does not comply with the agreement between them, the order can be returned.

When are the billing dates and repayment dates for CCB credit cards?

1. 20 days after the bill date.

2. The so-called repayment date refers to the last date stipulated by China Construction Bank when the cardholder should repay the entire repayment amount or the minimum repayment amount. The repayment date for CCB credit cards is 20 days after the statement date. For example, the 5th of each month is the billing date, and the payment due date is the 25th of the month. The billing dates available for CCB credit cards are: 2, 5, 7, 10, 12, 15, 17, 19, 22, 23, 24, 25, 26 and 27; the cardholder’s billing date can be from each month Check it on the bill. The billing date of CCB credit card can be adjusted, but the billing date can only be modified once in a calendar year.

3. The repayment date for China Construction Bank credit card is the 20th day after the statement date. If your statement date is the 24th, then the repayment date is the 14th of the next month. The calculation of the repayment date must be different. Big and small moon. The billing date of a credit card is the day when the bank settles the cardholder's consumption and repayment status every month before (including the billing date). After the billing date, a bill will be formed, which records the cardholder's consumption record and repayment due. Amount and other information. The bank will mail the settled paper statement to the cardholder or send an electronic statement to the cardholder's mailbox after the statement date. The repayment date is the day on which the cardholder repays the card. The repayment cannot be later than the repayment date. Generally, the repayment amount should be paid before the repayment date. If you repay later than the repayment date, it will be overdue and the cardholder will have a bad credit record.

The billing date of ICBC credit card is the end of each month, that is, the 30th or 31st, and the repayment date is the 25th of the following month. Assume that you consume on the 1st of the month and repay on the 25th of the following month. Enjoy a long 56-day interest-free period. ICBC's billing date and repayment date are fixed, which is better than other banks. Other banks do not have fixed billing dates and repayment dates. ICBC credit card installment payment is divided into 3, 6, 12, 18, and 24 installments. The amount of each installment is the consumption amount divided by the number of installments. The ICBC credit card installment payment fee is paid in the first installment. In short, the repayment date for ICBC credit cards is fixed, which is the 25th of the following month.

This is the end of the introduction about the China Construction Bank Credit Card Statement Date and the 22nd repayment date of the China Construction Bank Credit Card Statement Date. Did you find the information you need?