1. Loss report processing:
Applicants need to bring their valid documents (ID card or copy of ID card) to the bank counter to go through the relevant procedures. To apply for a credit card, proof of income from the organization or individual is required. Asset certificates and other materials.
The process for applying for a credit card and a debit card is different. When applying for a credit card, you need to fill in an application form, and the information you fill in must be true. Three pieces of information are indispensable. That is, proof of personal identity, proof of residence, and proof of personal income. After filling out the application form, you need to go to the head office of the account opening bank for filing. After the head office of the account opening bank reviews the application materials, it will take about 20 working days before the card can be issued to the customer. Applying for a debit card is relatively simple, and you only need to bring your own With valid documents, mainly ID cards, go to the account opening bank to fill out the application form, and the card can be issued to the applicant at that time.
The loss reporting procedures of major banks are not exactly the same. If you lose your money, you can first use the phone or online banking to temporarily report the loss, and then bring your ID card and other supporting documents to the bank counter to report the loss.
2. The original card number can be reissued:
The original card number can be reissued. When reissuing, you must indicate that you need the original card number, because there will be additional fees.
Generally, bank card reissue does not require the original card number, but senior bank customers can apply for reissue of the original card number.
Specific steps for re-issuing a bank card:
(1) Call the bank card service hotline, explain the situation, and report the loss verbally
(2) One week later Bring your ID card to the bank to apply for card replacement
Bank card replacement:
1) The regulations of each bank are similar. Generally speaking, it takes 7 days to report a loss verbally or in writing. The official loss report in writing shall prevail. After the loss is officially reported in writing, the verbal loss report will automatically expire. If there is no written loss report, the account that has been frozen after the validity period will be automatically released, and you can continue to report the loss verbally.
If it is an ordinary debit card, it can be processed immediately (the next day) after the written loss report expires. The account will be automatically transferred to the new card, the new card will have a new account, and the new password will be entered immediately. Can continue to be used. The fee for reporting loss is 10 yuan each time, and the cost of replacing a card is 5 yuan each time. (If you want to continue using your previous account, ask your bank.)
2) To report a loss on behalf of another person, you need to obtain the original ID cards of both parties.
3) After applying for a new card, the old card will be automatically canceled, so don’t worry.
4) Remittances cannot be received while the bank card is reported lost because the account is frozen at this time.
To sum up, if a bank card is reissued after it is lost, it will usually not be the original card number, but if it is stated during the reissue process that it is the original card number, it can also be done. This is determined by the bank, but generally it can be done, but the procedures may be different
1. What if the credit card owes 25,000 yuan?
1. Use the minimum repayment function.
There will be a minimum repayment amoun