The credit card limit of ICBC is the maximum limit that can be used for overdraft consumption and cash withdrawal according to the cardholder's income and credit standing, and the cardholder can recycle the credit card within the validity period. ICBC's credit card quota is: the ordinary credit card quota is less than 20,000 yuan, the gold card quota is between 6,543.8+0,000 yuan and 50,000 yuan, and the platinum card quota is more than 50,000 yuan, with no upper limit.

According to the cardholder's income and credit status, ICBC has approved the maximum amount that can be used for overdraft consumption and cash withdrawal, and the cardholder can recycle the card within the validity period.

When the same customer has multiple credit cards in ICBC, the credit line of each card is usually independent, and the consumption or deposit of one card will not affect the available credit lines of other cards. Multiple international cards can usually be adjusted through 95588 manual service. The limit between RMB card and international card is usually not adjustable.

The credit limits of multiple ICBC international cards of a cardholder are independent of each other, and the credit limits of RMB and foreign currency of an ICBC international card are also independent of each other. The RMB quota is used up, and the foreign currency quota is still there; Similarly, the foreign currency quota is used up, and the RMB quota is still there. In some cases, credit card swiping in Chinese mainland will also use foreign currency account for bookkeeping, and foreign currency quota will be used.

When ICBC credit card holders call ICBC customer service telephone, they can check the credit card limit through the customer service hotline, and know the credit card account arrears, current available limit and other information anytime and anywhere.

ICBC's credit cards, like those of other banks, are divided into three grades: ordinary cards, gold cards and platinum cards. And distinguish the amount according to the grade. Mainly divided into: Puka, Gold Card and Platinum Card. The specific division is as follows: ICBC's general card limit is: less than 20,000 yuan; The gold card limit of ICBC is: 10000~50000 yuan; The amount of ICBC Platinum Card is more than 50,000 yuan, with no upper limit.

Customers without cards (customers without credit cards):

Four-star Puka 1 10,000, five-star Gold Card 50,000, six-star Gold/Platinum Card 1 10,000, and seven-star Gold/Platinum Card 300,000;

Cardholder (credit card holder):

Four-star Puka 50000, five-star gold card 65438+ million, six-star platinum card 500000, seven-star platinum card 1 million.

The general credit card limit of ICBC is generally below 50,000 yuan.

What is the limit of ICBC credit card Puka Gold Card Platinum Card?

When choosing which bank to apply for a credit card, the credit limit has always been a point we pay more attention to. Let me show you the credit limit of ICBC Puka Gold Card.

1. What is the general credit card limit of ICBC?

ICBC's credit cards have three grades, namely Puka, Gold Card and Platinum Card. The initial application for ICBC's ordinary credit card line is generally 1000- 10000 yuan.

Peony quasi-credit card: fixed amount 5000 yuan.

Peony RMB credit card: 0-50,000 yuan

Peony International Credit Card Puka: 0-50,000

2. What is the gold card limit of ICBC credit card?

Generally, the credit card gold card quota of ICBC is between 6,543,800 yuan and 50,000 yuan.

Peony quasi-credit card gold card: fixed amount 1 ten thousand.

3. What is the platinum card limit of ICBC credit card?

The amount of platinum card of ICBC credit card is generally 50,000 -65438+ 10,000 yuan.

ICBC MasterCard Platinum Card: The minimum amount is 50,000.

ICBC Air China Companion Peony Credit Card Platinum Card (MasterCard): The minimum amount is 50,000.

ICBC Air China Companion Peony Credit Card Platinum Card (Visa): The minimum amount is 50,000 yuan.

ICBC Visa Platinum Card: The minimum amount is 50,000.

ICBC Multi-currency Credit Card Platinum Card: The minimum amount is 50,000.

ICBC Peony Platinum Credit Card MasterCard: 1 million-1 million

Four. Differences between ICBC credit cards: ordinary cards, gold cards and platinum cards;

1, the main difference is that the credit line is different from the discount. The credit limit of Puka is about 5,000 yuan, and the credit limit of Gold Card is 1-5W, so you can enjoy the priority service of outlets and online VIP treatment.

2. Platinum Card is the highest credit card of ICBC, and there is no handling fee for replacement of cards in different places, loss reporting, transfer and remittance, deposit and withdrawal, and the highest is 400W aviation accident insurance and VIP treatment at the airport.

3. The annual fee of all secondary cards is half of the annual fee of the main card, and the annual fee of the following year is exempted for five swipes of the gold card, and the annual fee of 6.5438+0.6 million points of the platinum card is exchanged for the annual fee or exempted from 200,000 yuan.

4. Platinum cardholders who spend a total of 4 million yuan can get a permanent annual fee-free discount for the main and auxiliary cards. ICBC does not charge an annual fee for opening a credit card.

The above is the Golden Investment Credit Card. What do I introduce to you about "What is the amount of ICBC Credit Card's Pujinka Platinum Card?" I hope this article I compiled is useful to you. Want to know more about credit cards, I suggest you pay attention to Jintou Credit Card!

Disclaimer: The operation suggestions in this paper only represent the views of third parties and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Deal with it accordingly at your own risk.

What is the limit of the industrial and commercial gold card?

The amount of industrial and commercial gold cards is generally between 654.38+0000 and 50000, but the specific card amount is not determined according to the card type, but also according to the applicant's information. If the applicant's information is not good enough, the amount of the industrial and commercial gold card may be less than 654.38+00000 yuan, so if you want a high amount, you must submit a good financial certificate.

ICBC credit card is the credit card with the highest circulation in China. The main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.

Card sorting

Peony quasi-credit card is a quasi-credit card issued by Industrial and Commercial Bank of China. Cardholders deposit a certain amount of reserve fund according to regulations, and when the balance of the reserve fund account is insufficient to pay, they can overdraw within the prescribed credit limit. Peony quasi-credit card can be used in China, Macau, China, China, and UnionPay acceptance points in Thailand, South Korea, Singapore and other countries for settlement, and has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on. This peony quasi-credit card is a quasi-credit card with China characteristics, which has no precedent in other countries in the world. The appearance of this quasi-credit card is a reflection of the imperfection of China's credit system. Peony quasi-credit card has stopped issuing. Peony Credit Card and Peony International Credit Card, which truly meet the needs of the public, are the development direction.

Mudan international credit card

Peony International Credit Card is an international credit card product launched by Industrial and Commercial Bank of China. International cards are commonly used at home and abroad, and are settled in RMB and a designated foreign currency. Peony International Card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount. This card is universal.

Peony credit card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. The credit card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount. Peony Credit Card can be used in China, Hongkong, China, Macau, China, and UnionPay acceptance points in Thailand, South Korea and Singapore. It is settled in RMB and has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on.

Peony credit card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which is limited to RMB credit cards used in People's Republic of China (PRC). Settlement in RMB, with credit consumption, transfer settlement, cash deposit and withdrawal and other functions. Peony credit cards are divided into business cards and personal cards according to different card issuers; According to different credit ratings, it is divided into gold cards and ordinary cards.

What is the general credit card limit of ICBC?

Under normal circumstances, the limit will be reviewed by the local card issuer according to the materials submitted by you and the comprehensive credit status.

(Answer time: April 2, 20221. In case of business changes, please refer to the actual situation. )

What is the general credit card limit for industry and commerce?

ICBC credit cards are divided into three grades. Depending on the type of card, the amount is different:

The credit card limit of Puka is below 10000 yuan;

Gold card credit card limit is between 10000 yuan and 50000 yuan;

Platinum card credit card limit is generally more than 50000 yuan.

Credit card refers to various media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder.

ICBC credit card quota promotion needs to meet the following conditions:

ICBC credit card limit needs to be activated by users for more than half a year (180 days or six orders), and ICBC credit card holders can apply to the credit card center for withdrawal;

For the first withdrawal, you need to use the card for more than half a year, and it is in normal use (generally, the average monthly consumption is required to be above 30%/ limit) and there is no bad record in the last 6 months. Peony credit card has a fixed quota and does not provide quota adjustment service;

In addition, the repayment credit status without bad records within six months is only the basic condition for ICBC to increase the credit card limit, and whether the withdrawal can be successful and how much the limit can be increased depends on the cardholder's monthly consumption amount and consumption type.

The main features of credit cards:

1. Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range.

2. Credit card has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product integrating financial business and computer technology.

4. Credit cards can reduce the use of cash and currency;

5. Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

6. Credit cards can simplify the collection procedures and save social labor;

7. Credit cards can promote commodity sales and social needs.

In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, a legal person can also be an applicant.

The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed.

Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

What is the credit card gold card quota of ICBC?

The amount of ICBC credit card gold card is between 6.5438+0 million and 50 thousand yuan, and the specific amount varies from person to person.

ICBC's credit card withdrawal needs to meet the following conditions:

1. You need to use a credit card for more than half a year to apply for withdrawal for the first time;

2. When withdrawing money, the cardholder's monthly credit card consumption amount is above 30% (inclusive);

3. The credit card status is normal and there is no overdue record.