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Can I swipe my credit card in Macau?

yes. However, it should be noted that not all branches of the Bank of Macau can handle credit cards. As long as you have a stable job and income source, even if your previous credit card application is rejected, you still have the opportunity to apply for a credit card in the Mainland. Generally speaking, as long as you apply for a credit card with the help of bank staff within a certain period of time.

is there a credit report for each credit card?

Credit card consumption will not be recorded in the credit report every time. Credit investigation mainly considers factors such as credit card bill amount, customers' liabilities and repayment, rather than every specific consumption. However, if the customer has more than one credit card, the consumption of each credit card will be recorded in the credit report. If there are too many credit cards recorded on the credit report and the personal debt ratio is too high, it may affect the customer's future credit business application. Therefore, it is recommended to apply for an appropriate number of credit cards according to personal needs, usually up to three or four, without having to apply for too many credit cards.

after using a credit card, customers need to pay attention to repayment within the specified repayment period on time, so as to avoid the impact of overdue conditions on personal credit. If you really can't repay all the arrears, you can choose to pay the minimum repayment amount first, or pay the bill in installments. It should be noted that once the overdue credit card is recorded in the credit report, it usually takes at least five years to be deleted by the system even if the customer pays off the arrears later.