Yes, your bookkeeping date is the 5th of each month, so the bank will automatically settle all your consumption records before and including the 5th at 24: 00 on the 5th, and the due repayment date is 24: 00 on the 23rd of each month. You have to return the balance of the current bill to the bank, otherwise it will be the interest on bookkeeping. The bookkeeping date is the 5th, so all the consumption from the 6th zero point will be included in the next bill.

Cards taken on June 19 of the current month will be consumed on the same day, and the billing date will be 5 days. Naturally, the bill will not be issued until the 5th of next month, so the repayment period is naturally the 23rd of next month.