ICBC consumption details cannot be deleted, only transaction records can be queried.
1: The bank’s consumption details refer to the detailed list of business transactions such as deposits, withdrawals, and transfers that occurred on the bank card or bank current passbook within a period of time. It has strict protection measures and cannot be changed once actual business occurs. , and cannot be deleted actively. The system will be cleaned regularly by your bank, and the system cleaning time will be according to the time specified by each bank.
Two: ICBC bank card and online banking consumption records cannot be deleted automatically.
However, online banking consumption records only save records within three months. You can try to check the records of three months ago. You can also check the consumption records of less than three months ago.
After three months, the original consumption records will be automatically deleted on a rolling basis, and the remaining consumption records will be new consumption records within three months.
1: There are two ways to apply for a card:
1. Bring your ID card to the lobby of the bank branch to pick up a number and queue up, and fill in the new bank card application as required by the bank staff. After calling the number, go to the manual counter to apply for a bank card directly. At the same time, prepare a small amount of change for the card opening fee and deposit into the bank card.
2. At present, many banks have set up self-service card processing machines to handle bank card issuance. You can contact the lobby staff to inform them that you need to open a bank card. Under the guidance of the staff, insert your ID card at the self-service counter. , follow the prompts to enter personal identity information and other information to apply for card opening. This method is simple and convenient to operate and saves queuing time.
Two: According to the regulations of the Central Bank, starting from December 1, 2016, the same person can only open one Type I account in the same bank. If a Type I account has been opened, a new account can be opened. , a Category II account or a Category III account should be opened.
2. Category I accounts refer to accounts opened through traditional bank counters and that meet all the strict requirements of the real-name system. To put it simply, it is the savings card or debit card you hold in your hand. Its functions include deposits, purchasing financial products, cash withdrawals, transfers, consumption and premium payments, etc.
3. Category II accounts cannot deposit or withdraw cash, nor can they transfer funds to unbound accounts. The single-day payment limit for this type of account is 10,000 yuan. This is the case with credit cards, for example.
4. Category III accounts are mainly used for quick payments such as Quick Pass password-free payments. They can only handle small-amount consumption and payment, and are not allowed to handle other businesses. The balance in the household does not exceed 1,000 yuan.
5. Category II and III accounts do not have physical cards. The limits for Category II and III accounts are mainly to effectively control customer capital risks.