Submission information before review. According to the information on the official website of the People's Bank of China, the credit card application information is submitted to the bank system. The credit card application submission is the delivery information before review. After the application is submitted, no other operations are required. Just wait with peace of mind. The submission refers to preparing the information. After submitting it to the loan company or bank system, the bank or loan company will start to review the loan after it is received.