When examining the applicant's qualification, Shanghai Bank first inquired about the applicant's credit status. Then, look at the various asset certificates provided by the applicant. The more detailed and comprehensive the information provided to Shanghai Bank, the higher the credit overdraft limit will be finally given.

1 ? The credit line of Shanghai Bank Puka is generally between 3000- 10000 RMB.

2 ? The credit limit of Shanghai Bank Gold Card is 10000-50000 RMB.

3 ? The amount of platinum card in Shanghai Bank is generally above 50,000 RMB.

4 ? The maximum withdrawal amount of Shanghai Bank's credit card can reach 50% of the actual amount.

The two most effective ways to apply for a large credit card:

1. Submit proof of property. For large credit cards, it is irrelevant to choose a bank credit card. What matters is whether your property certificate meets the regulations of this bank. Generally speaking, real estate license includes: real estate, automobile production, wealth management products, etc. Personal name.

2. It is an effective way to handle large credit cards by card. Take Minsheng Bank as an example, there is no need to provide any additional proof of assets: applicants are required to have a credit card for more than half a year, and the credit limit of the card is at least 40,000. The processing conditions are: the original card limit is more than 40,000, and the standard platinum card, luxury platinum card is more than 80,000, and the diamond card 15000 is more than that.

Extended data:

If a higher credit limit is expected, the applicant can provide any of the following supplementary information:

1, proof of income, including: a copy of the salary passbook/statement for the last three months issued in my name, the original personal tax bill, etc. ;

2. Personal financial proof, including: copy of self-owned property certificate (in the name of the owner or spouse), certificate of time deposit with maturity of ≥6 months and unexpired, certificate of national debt with account opening of ≥6 months and unexpired or copy of my driver's license;

3, senior professional title certificate or other countries recognized senior qualification certificate copy.

Credit limit of Shanghai Bank Credit Card: refers to all Shanghai Bank credit cards held by the same cardholder, and only one credit overdraft limit is approved by the same bank, that is, no matter how many Shanghai Bank credit cards the cardholder owns, the actual overdraft limit is certain. These cards share the same maximum limit, that is, the credit limit.

For example, Xiao Zhang holds two different types of credit cards, A and B, of which the card with higher credit limit is 20,000 RMB, which means that the credit limit granted to Xiao Zhang by Shanghai Bank is 20,000 RMB.

Bank of Shanghai-Credit Card Application Guide