1. Can the overdue credit card be activated?

If the online loan is overdue, the credit card can be activated. The ways to activate the credit card include:

1. Activate the outlets.

credit card holders need to bring their valid identity documents and credit cards to a nearby bank outlet for activation.

2. phone activation.

credit card holders need to call the customer service number on the back of the credit card and provide relevant information accurately according to customer service requirements to activate the credit card.

3. Online activation.

users need to download and log in to the relevant online bank in advance, and then activate the credit card according to the interface prompts.

second, can I apply for a credit card if the online loan is overdue for a long time?

If the online loan is overdue for a long time, you can no longer apply for a credit card. The conditions for applying for a credit card are as follows:

1. The applicant must be over 18 years old;

2. The applicant should have a work unit and a stable income;

3. The applicant's personal credit information should meet the requirements of the credit card center;

4. The applicant should have a fixed residence.

3. under what circumstances will a credit card be cancelled?

1. after 45 days after the credit card expires, the cardholder does not replace the new card.

2. if there is no supplementary card, the credit card will not be replaced after 45 days of loss reporting.

3. The credit card is listed in the stop payment list, and the card issuing bank has withdrawn its credit card for 45 days.

4. The cardholder dies, and the issuing bank has taken back his credit card for 45 days.

5. The cardholder asks the account cancellation or guarantor to cancel the guarantee and has returned all the credit cards for 45 days.

6. There is no transaction in the credit card account for more than two years.

7. The cardholder violates other regulations, and the issuing bank thinks that the cardholder should be disqualified.

fourth, what should I do if the online loan is overdue?

1. Repay in full.

if conditions permit, the overdue fine for online loans and the corresponding interest should be paid back;

2. negotiate and settle with the online lending institution.

You really don't have repayment ability, so you can explain your actual situation to the online lending platform.

5. Can I call the police if I maliciously overdraw my credit card to repay my online loan?

You can call the police, and the public security will file a case if the following conditions are met:

1. The public security organ has jurisdiction.

2. There are criminal facts.

3. Criminal responsibility should be investigated.

if the credit card has been processed before the online loan is overdue, it will generally not be greatly affected. However, if you have no ability to repay online loans, you should try not to use credit cards. If you use credit cards without repayment ability, it may constitute a crime of credit card fraud.