(1) Apply for increasing the fixed quota;
(2) If the amount is insufficient, the installment transaction is completed by depositing the corresponding amount of money (that is, overpaying the installment); This requires manual application.
(3) Pay part of the money to the merchants in cash or other ways to reduce the installment amount;
(4) Call to apply for bill installment after one-time payment, but the bill installment requires corresponding handling fees. Whether the application is approved or not is subject to the comprehensive evaluation results of our bank.
Your situation meets the second situation, you can apply for customer service by credit card. You can try to apply for a temporary quota, and whether it is approved or not is subject to the system audit results.
If you need to increase the temporary quota, when your fixed quota can't meet the consumption demand, you can apply to our bank for a temporary quota, which will take effect immediately after approval. The temporary quota is valid for a certain period of time, and will be automatically restored to the original quota after the period expires. After the temporary line expires, the used temporary line (exceeding the fixed line) does not enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date.
Application route:
It is recommended that you use "China Merchants Bank Credit Card Official WeChat" to apply for temporary quota anytime and anywhere! Wechat scans the QR code above and applies immediately: /CusService/Knowledge.aspx? guid = 2028 12e 4-6e5b-486 f-94e 0-0705 ad0d 43 1c？
You can also log in to credit card online banking and click Account Management → Account Limit Management → Temporary Limit Adjustment.
You can log in to Pocket Life and apply for an increase in temporary quota.
You can also apply by telephone voice. After calling the credit card service hotline to verify your identity, press 2 to enter "Line Inquiry and Adjustment", and then press 3 to enter "Line Adjustment Application".
If in doubt, please add enterprise QQ customer service 4008205555 or WeChat to WeChat official account "China Merchants Bank Credit Card Center" for detailed consultation.