Currently, the Industrial Bank credit card can only transfer funds to your own debit card issued by Industrial Bank, or withdraw cash with a credit card and then transfer the funds. These are all considered as credit card cash withdrawals and require a cash withdrawal fee. and interest.

The maximum daily cash withdrawal limit through ATM machines is 10,000 yuan. If you directly transfer the overdraft limit to your debit card, the daily cash withdrawal limit will be higher, but it cannot exceed the available credit limit.

Cash withdrawal handling fee: It is charged at 2% of the cash withdrawal amount, with a minimum charge of 20 yuan or 2 US dollars per transaction (regardless of the same city and different places, and no inter-bank handling fee is charged).

Interest for cash withdrawal: You do not enjoy the interest-free repayment period. From the day of cash withdrawal, interest will be charged at a daily interest rate of 0.05%, and compound interest will be charged monthly.