after the credit card is applied for cancellation, the card will enter the cancellation procedure, and the staff of the credit card center will freeze the card to see if there is any debt within 45 days. If there is no debt, it will be completely cancelled after 45 days. If there is debt, it will be cancelled only after it is paid off.

Why do you still need to repay? That is, there are still debts during this period, which should be repaid according to the bill, but only the debts due on the billing date, and interest will still be generated from the billing date to the actual repayment.