When will the Tmall coupon redeemed with 9 points on CITIC Credit Card arrive in the account

The points generated by spending or withdrawing with CITIC Bank Credit Card will take effect and arrive in the account the day after the bank bookkeeping date.

I. Cumulative calculation method of credit card points of CITIC Bank

During the validity period of this points plan, cardholders can accumulate one point (RMB1/HKD1=1 point) when they use CITIC Credit Card Puka to consume or withdraw RMB 1 yuan or HKD 1 yuan, and 8 points (USD1=8 points) for each dollar spent or withdrawn; You can get 2 points (RMB1/HKD1=2 points) for spending or withdrawing RMB in 1 yuan or Hong Kong dollars in 1 yuan by using the Gold Card and Platinum Card of CITIC Bank Credit Card, and 16 points (USD1=16 points) for every dollar spent or withdrawn.

ii. rules for accumulating multiple points for credit cards of China CITIC Bank

Cardholders can get double points for spending and withdrawing cash in the birthday month, which can be enjoyed at the same time as the above points rules. Transactions in the current month refer to transactions that have been booked on the last day of the cardholder's birthday month, and transactions that have not been booked will not be given away; The donated points will be summarized and credited to the cardholder's account within the next natural month of the cardholder's birthday; This offer is only for main card transactions.

III. Credit Card Points Refund Provisions of CITIC Bank

If the cardholder returns the goods or services consumed by signing the account for any reason, or returns the transaction money due to the dispute over signing the account or other reasons (such as returning the goods), or cancels the cash advance transaction, the points that the cardholder has previously obtained will be deducted by CITIC Credit Card Center according to the amount of the cancelled transaction money.

if the cardholder has used the points for redemption of bonus gifts before deducting the corresponding points, so that there are not enough points in his credit card account to deduct, the credit card center will calculate negative points in the cardholder's bonus account after deducting the balance of the points in the cardholder's credit card account, and make up for it when the cardholder has new points in the future. If there are negative points in the cardholder's account, the account will not be closed. You can only apply for account cancellation if you make up the negative points of the account through the accumulated points of consumption.

how to exchange 9 points of China citic bank for Starbucks? It's not really a good deal!

As many card friends know, CITIC Bank has a 9-share exchange activity, which can exchange 9 points for Star Baka. At first glance, it seems very cost-effective, but it is necessary to say that 9 points can be exchanged for Star Baka, not that you can exchange them casually as long as you have 9 points. Let's talk about the specific exchange rules. After reading it, I may feel that it is not very cost-effective.

how to exchange 9 points of China citic bank for Starbucks?

As mentioned earlier, the redemption of 9 credit card points of CITIC Bank to Starbucks must meet the prerequisite, that is, you must complete 3 transactions of 299 yuan, 6 transactions of 299 yuan and 9 transactions of more than 299 yuan in the designated merchant type every month, and you can get the corresponding activity rights according to the number of transactions you have completed.

that is, you can get one activity right after completing three transactions, two activity rights after completing six transactions, and three activity rights after completing nine transactions, and then you can exchange 9 points for a large Starbucks, and each activity right can be exchanged for one cup. In other words, you have to spend at least 897 yuan for a free Starbucks.

in addition, even if you get the activity rights through consumption, you may not be able to redeem them. It is understood that there is a limit on the number of times that ordinary cardholders can redeem Starbucks, because they can only redeem the serial code of goods through the dynamic card space APP, and then go to Starbucks to get coffee by the code, so they can only redeem it twice a month. In addition, the total amount of redemption is limited, and the number of deliveries is updated at 1 o'clock every day. If you want to redeem successfully, you have to work hard. If you are slow, you will be redeemed by others.

however, if you are a platinum card customer, you can enjoy special treatment. As long as the accumulated points transaction reaches 19,999 yuan per natural month, you can get three rights and interests at one time without rushing to redeem them, which is easier than ordinary credit card holders.

the above is the related introduction of "how to exchange 9 points of CITIC Bank for Starbucks". In a word, although the 9-point redemption is really attractive, you must spend at least 897 yuan per month to meet the redemption conditions, and this cost is relatively large. If you spend it just to redeem Starbucks, it is not so cost-effective.

how to use credit card points of China merchants bank is the most cost-effective?

Usage 1: integral mall redeems gifts

This is the most common usage of credit card points. Previously, Xiaorong made a comparison on the "value" of credit card points of major banks. On the whole, although the points of China Merchants Bank are expensive, they are the best value. In other words, the points earned by spending the same money can be exchanged for the best gifts in China Merchants Bank integral mall.

Usage 2: Participate in the points lucky draw

As long as the credit card of China Merchants Bank has 9 points, it is possible to get an ipadmini worth 2,888 yuan or a Philips mite-removing vacuum cleaner worth 1,899 yuan.

of course, this is not a 1% probability, but a lottery is needed.

usage 3: 9 points of Pocket Life are redeemed for gifts

CITIC's 9 points fixed rights and interests are different, and 9 points of China Merchants Bank need to be redeemed. In the palm life, there will be a round of redemption at 3 pm every day, and interested friends must set the alarm clock. In addition, there are some signboard 9 points special activities to participate in.

Usage 4: Do charity

As long as everyone gives a little love, the world will become a bought world. If you want to spend your points more meaningfully, Xiaorong suggests that you try to use points for charity. I believe you will gain more happiness compared with redeeming gifts!

Is China Merchants Bank's credit card 9-point lucky draw true?

Yes, the announcement path of each winning result: log in to China Merchants Bank's Pocket Life APP- click on My-Points-Grand Prize-Winning Announcement to view it.