How to scan and pay with a credit card? Learn about the two payment methods!
Did you know? In addition to swiping your credit card for consumption, you can also pay by scanning the QR code. However, there are conditions for scanning the QR code to pay with a credit card. If you do not meet the requirements, you cannot use the credit card to pay. Let me introduce to you how to scan and pay with a credit card.
How to scan and pay with a credit card?
Credit card scan code payment is actually relatively simple. One is that you need to bind a credit card to the mobile payment tool used to scan the code. For example, if you use Alipay to scan the code, you must bind it to Alipay in advance. If you have a credit card, scan the QR code on WeChat to bind a credit card to WeChat; the other is whether the payee has enabled universal card collection service, not all merchants will enable it.
If the above two conditions are met, you can scan the QR code with your credit card.
There are two ways to pay by scanning the QR code with your credit card.
1. Manual code scanning: Here we introduce scanning the code through Alipay. Take out your mobile phone, open the Alipay mobile APP - scan it, and aim at the QR code you want to scan. After successfully scanning the code, you will jump to the payment page. Enter the payment amount on the payment page, select the payment method as credit card, and enter After the Alipay transaction password, the payment can be successful.
2. Merchant scan code: Open your Alipay APP, click Payment - Pay to the merchant on the main interface, select the payment method as a certain credit card, and then show the merchant the QR code of the credit card payment page. The merchant takes out a code scanner and scans the QR code. The payment can be successful without entering a password.
The above is the relevant introduction to "How to scan and pay with a credit card". I hope it will be helpful to everyone. All in all, credit card scan code payment must meet two conditions, and then you can pay through the two methods introduced above. It should be noted that credit card scan code payment may not be able to pay, maybe because the card limit is not enough, or The card transaction exceeds the limit.
Can credit cards be scanned to pay? How to scan QR to pay?
Credit cards can be scanned to pay. However, the following three conditions need to be met.
1. Scanned QR code payment must support credit card payment. Generally, merchants' QR codes can support credit card scan code payment, but personal QR codes are not supported.
2. The credit card needs to be enabled for online payment.
3. Credit cards need to generate real transactions. That is to say, credit cards cannot be used for transfers and red envelopes.
Credit card is a non-cash payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. They are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when making purchases with a credit card. Make further repayments.
Except for some credit cards that are combined with debit cards, general credit cards are different from debit cards and cash cards in that credit cards will not directly deduct funds from the user's account.
Credit cards are issued by commercial banks to individuals and organizations. They can use them to shop and consume with special organizations and deposit and withdraw cash from banks. They are special carrier cards with consumer credit. They are in the form of a card with the card issuing number printed on the front. Cards with bank name, validity period, number, cardholder name, etc., and a magnetic stripe and signature strip on the back.
A real credit card has the following characteristics: it is not encouraged to deposit cash in advance, consume first and repay later, enjoys an interest-free payment period, can repay in installments independently (with a minimum repayment amount), join VISA, MASTER Wait for international credit card organizations to make it universally applicable.
Credit card is a non-cash payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. They are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when making purchases with a credit card. Make further repayments. Except for some credit cards combined with debit cards, general credit cards are different from debit cards and ATM cards in that credit cards will not directly deduct funds from the user's account.
Credit cards are issued by commercial banks to individuals and organizations. They can use them to shop and consume with specially appointed organizations and deposit and withdraw cash from banks. They are special carrier cards with consumer credit. They are in the form of a card with the card issuing number printed on the front. Cards with bank name, validity period, number, cardholder name, etc., and a magnetic stripe and signature strip on the back.
A real credit card has the following characteristics: it is not encouraged to deposit cash in advance, consume first and repay later, enjoys an interest-free payment period, can repay in installments independently (with a minimum repayment amount), join VISA, MASTER Wait for international credit card organizations to make it universally applicable.
How to scan and pay with a credit card
There are generally two methods. One is that you need to bind a credit card to the mobile payment tool that scans the QR code, such as using Alipay to scan the QR code. To use the code, you must bind your credit card to Alipay in advance. Scan the QR code on WeChat to bind a credit card to WeChat; the other is whether the payee has enabled universal card collection service, not all merchants will enable it.
The payment method is the payment settlement method agreed between the import and export parties in international trade. It can be divided into two categories: (1) Spot settlement method. That is, through international bank exchange, the payment method is to settle claims and debts one by one in cash. According to credit, there are remittance and collection settlements that belong to commercial credit, collectively referred to as "undocumented payment methods"; there are settlement methods such as letters of credit, certificates of purchase, and bank guarantees that belong to bank credit, collectively referred to as "certified payment methods"; if According to the payment time, there are three types: "prepayment", "immediate payment" and "deferred payment"; if divided according to the payment basis, there are "cash on delivery" and "voucher payment", among which "payment against voucher" is used method is used the most. Manual QR code scanning: Here we introduce scanning QR code through Alipay. Take out your mobile phone, open the Alipay mobile APP - scan it, and aim at the QR code you want to scan. After successfully scanning the code, you will jump to the payment page. Enter the payment amount on the payment page, select the payment method as credit card, and enter After the Alipay transaction password, the payment can be successful. Merchant scan code: Open your Alipay APP, click Payment - Pay to the merchant on the main interface, select a certain credit card as the payment method, and then show the QR code of the credit card payment page to the merchant. The merchant takes out the QR code scanner and scans the code on the second page. Scan the QR code and the payment can be successful without entering a password.
There are several ways to complete payment using a credit card. The first one is similar to a direct bank transfer, which transfers the money directly from the credit card to the bank account provided by the other party. This method requires a credit card in China. Bank debit cards have relatively high transfer limits and rates, and are not very efficient and safe. Generally, fewer people use this method. The second method is to complete payment through credit card payment channels. There are many credit card channels in the country. A third-party payment company transfers the money to the account of the third-party payment company, and then the third-party payment company remits the money to the designated account. This method is a relatively mature payment method. Due to the use of credit cards in China, The base of payment is still relatively small, and this method is mainly used in foreign trade; the credit card payment method can also be used in combination with other payment methods, such as electronic accounts, which I won’t go into here.
How to scan the QR code to pay others with a credit card
Operating environment:
Brand model: iPhone13
System version: iOS15.0
p>App version: v8.0.17
1. First, you need to log in to WeChat, then click "I" in the lower right corner, and then open the wallet;
2. Click to select " Bank Card";
3. Click to select "Add Bank Card" at the bottom;
4. After successfully binding the bank card, if we want to pay for shopping, we will click Wallet, and then click Pay;
5. Select credit card in the payment method to pay.
1. Can credit cards be scanned to pay?
Credit cards can be scanned to pay.
1. After binding to a third-party payment platform or the bank's own APP, as long as the merchant and the third-party platform sign a credit card payment agreement, you can scan the QR code to pay.
2. After binding the credit card to Alipay, VX, UnionPay wallet, etc., scan the merchant's payment QR code, or ask the merchant to scan the payment QR code of your Alipay or VX or UnionPay wallet. As long as the merchant Once you have signed the credit card payment agreement, you can complete the credit card scan code payment.
3. Most banks’ own mobile APPs can also be used for scan-code payment, but there are fewer merchants that sign with the bank for scan-code credit card payment than with Alipay, VX and UnionPay Wallet.
2. QR code function
1. Information acquisition (business card, map, WIFI password, information).
2. Website jump (jump to Weibo, mobile website, website).
3. Advertising push (users scan the code and directly browse the video and audio advertisements pushed by merchants).
4. Mobile e-commerce (users scan the QR code and place orders directly on mobile phones).
5. Anti-counterfeiting traceability (users can scan the code to view the production location; at the same time, the background can obtain the final consumption location).
6. Discount promotions (users scan codes, download electronic coupons, and draw prizes).
7. Member management (obtain electronic member information and VIP services on the user’s mobile phone).
8. Mobile payment (scan the QR code of the product and complete the payment through the mobile channel provided by the bank or third-party payment).
3. How to scan the QR code to pay with a credit card bound to Alipay
1. If the other party is a merchant that has activated the credit card payment function, you can pay with a credit card without any handling fees.
2. If the other party is a merchant that has not opened the credit card payment function, if you use a credit card to pay, you will have to pay a certain percentage of handling fees.
3. If the person scanning the QR code is an individual, you cannot pay with a credit card by scanning the QR code, but you can pay with a debit card, balance, or Yu'E Bao.
How to pay by scanning the QR code on the Changsha Bank Credit Card App
Credit cards can be paid by scanning the QR code. The method is as follows:
Bind the credit card to Alipay or WeChat. Then open Alipay or WeChat when making a payment transaction, click "Scan" to scan the merchant's QR code, then select the bound credit card as the payment account and enter the transaction amount. Or customers can also click on the payment option, show their personal payment code, and let the cashier scan it with a QR code scanner.
When customers make purchases at merchants that have signed a separate code-scanning credit card payment agreement with the bank, they can also log in to the mobile banking client or credit card APP and click "Scan-code payment" to make payment. In addition, credit cards can also be used for quick payment through APPLEPAY, HUAWEIPAY, MIPAY and other methods.
This ends the introduction on how to pay by scanning the QR code with a credit card and how to pay by scanning the QR code but not using a credit card. Have you found the information you need?