It is unreasonable to pay a huge sum of money if the credit card is overdue for one day. The following is a detailed explanation:

1. Impact on consumer rights: This overdue repayment fee setting will bring unnecessary financial burdens to consumers. One day overdue payment, even if the amount is far lower than the credit card consumption amount, you need to pay high fees, which is obviously not in line with the reasonable expectations of consumers.

2. Lack of reasonable explanation: As for the explanation of why the one-day overdue repayment fee is so high, the source does not provide relevant basis, and it is impossible to prove the true basis and reason for this setting. It is difficult for consumers to accept such fee requirements without adequate explanation.

3. Impact on consumer credit records: Overdue repayment will have a negative impact on personal credit records, but for situations where it is only one day overdue, consumers will still be affected by their credit records after paying such a high fee. Seriously, this is unfair to consumers.

To sum up, it is unreasonable for Zhejiang Tailong Commercial Bank to pay a fee of 1,000 yuan for one day of overdue repayment on a credit card. This practice creates unnecessary financial burdens on consumers and lacks reasonable explanation and basis. It also has an unfair impact on consumers' credit records.

Extended information:

According to Article 37 of the "Contract Law of the People's Republic of China": If Party B (bank) fails to perform or does not fully perform its contractual obligations, the If this causes losses to Party A (consumer), it shall be liable for damages. According to this law, if a bank unilaterally sets overdue repayment fees that are too high, it will infringe on the rights and interests of consumers, and the bank should bear corresponding liability for damages. Therefore, from a legal perspective, the overdue repayment fee setting also lacks rationality and legality.

In addition, according to the "Credit Card Business Management Measures" of the China Banking Association, credit card overdue repayment fees should be reasonable and consistent with consumers' reasonable expectations, and consumers must be clearly informed in the contract . If the fee is not clearly stated in the contract, or is too high from the consumer's perspective, the consumer can complain to the bank and ask the bank to provide a reasonable explanation or adjustment.

In short, it is unreasonable to pay a fee of 1,000 yuan for a one-day overdue credit card of Zhejiang Tailong Commercial Bank. Such practices affect consumers' rights and interests, lack reasonable explanation and basis, and are inconsistent with relevant laws and regulations. Consumers can seek reasonable solutions through complaints and appeals.