1. For the credit card of China Postal Savings Bank, I need to bring my ID card and related materials to the nearby postal bank business outlets to handle the credit card business. Because it is impossible to apply through online channels, even if the user applies for the first credit card of the Postal Savings Bank, the offline application will be interviewed, so the user does not need a second interview.

2. In addition, after submitting the credit card application, if it passes the examination, China Postal Savings Bank will send a short message to inform the user. At this time, the user only needs to wait patiently for the card to be issued.

How to handle postal credit cards?

Handling postal credit cards can be handled according to the following procedures. It's just whether or not to approve the card in the end, and how much to approve the card depends on the comprehensive score given to you by the bank.

1, ask a credit card salesman or lobby teller to fill out the application form.

2. Submit the following materials to the bank for approval.

① Personal ID card;

(2) proof of unit income;

③ Bank flow in the last six months;

4 personal property certificate, that is, materials that can prove personal financial resources;

Note: First of all, confirm whether the postal savings bank where you are located has opened a credit card business. Because the credit card business of Postal Savings Bank is relatively late, there are still many cities that can't do it now.

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How to apply for a postal credit card

Postal savings bank credit card application must be at least 18 years old and have a source of income. The required procedures and materials are as follows.

I. Processing conditions

1, age 18-65 years old, with civil capacity.

2. Have a stable income and provide proof of income.

3, personal credit should be good, no bad record.

Whether you can successfully apply for a credit card is also related to your occupation.

Generally speaking, a stable job is a necessary condition for successfully applying for a credit card.

6. Foreign and overseas personnel and officers in active service should issue temporary accounts issued by local public security departments or certificates issued by relevant departments, and provide guarantee units with guarantee conditions or guarantors with local accounts and working in the local area.

Second, the information needed to apply for a credit card.

1, identification materials;

2. Proof of work and income;

3. Proof of financial resources;

4, academic titles, professional qualification certificates, own real estate license, own car driving license and other auxiliary materials.

Third, the handling process

1. Go to the business outlet.

(1) First, please ask the hall teller to fill out the application form. The other party will usually ask you to fill in the application form. You need to fill in your basic personal information, as well as your company phone number, home phone number and my mobile phone number. Two contacts (a relative and a friend) and their mobile phone numbers and fixed phone numbers.

(2) After completing the form, submit the above information to the bank for review. The bank will decide whether to approve the card and the amount of the card according to the comprehensive score of the information submitted by the applicant. Reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record and so on. A score segment corresponds to a result, from not approving cards to approving cards, from low amount to high amount. After submitting the form or online application, you can enter your ID number in the bank official website to check the application progress.

(3) In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submitted makes the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards.

2. Online processing

(1) Apply for an appointment online;

(2) Three to five working days after the appointment, a staff member will come to contact and collect information;

(3) It takes about 7 to 10 working days for the banking system to review personal information and call back;

(4) If approved, the credit card will be sent within about 10 working days.

That's all for the introduction of how postal services handle credit cards.