Current location - Trademark Inquiry Complete Network - Overdue credit card - I owe a credit card 10 thousand yuan, and I only pay the minimum amount at a time. How long will it take to return it?
I owe a credit card 10 thousand yuan, and I only pay the minimum amount at a time. How long will it take to return it?
It is about 30~60 days, and the final repayment date stipulated by each bank is different.

If repayment is made in installments, this is cash withdrawal, and 10% (cash withdrawal amount+interest on cash withdrawal amount) should be repaid in each installment. Yes 100 or more.

One-off is fine!

Minimum repayment amount:

For credit card holders, the bank does not require them to pay off all the monthly payments before the final repayment date, but sets a minimum repayment amount. As long as the cardholder pays the minimum repayment amount every month, the bank will regard it as timely repayment and give it a revolving credit line.

According to the bank's monthly settlement date, the current consumer loan balance is multiplied by 10%, plus the cash overdraft of the cardholder's account and other expenses (annual fee, over-limit fee and late payment fee), it is determined as the minimum repayment amount of the account.