Credit card not credited means that when you use your credit card to make purchases, withdraw money, or make other purchases, these purchases are not recorded on your credit card account. In other words, the amount of these purchases has not been deducted, so there will be an unaccounted amount on your credit card statement.
The reason why the credit card is not credited may be due to a failure of the merchant's cashier system or a problem with the network connection with the bank. If this happens while swiping your card, you may be asked to reswipe your card or use another payment method. But when it comes time to withdraw money, you may find that you can't get the cash you need.
If the uncredited amount on your credit card is too large, the balance on your credit card bill may be inaccurate. If unaccounted amounts are not processed in a timely manner, it may affect your credit profile. Therefore, you need to contact the card issuer or merchant in a timely manner and solve the problem after discovering the non-recording for the first time.
If you find that there is an unaccounted amount on your credit card statement, you first need to confirm whether this is a legitimate purchase. If it is confirmed to be an illegal purchase, you need to contact your bank as soon as possible and report the matter. The bank will investigate the transaction and may provide you with compensation.
If it is confirmed to be a legitimate consumption but the amount has not been credited, you need to contact the merchant to confirm whether the payment has been credited. If the merchant confirms that the payment has been received, you need to wait for a while for the bank to transfer the unaccounted amount to your account. If you still don't see the uncredited amount within a certain period of time, you'll need to contact your bank again to resolve the issue.