My friend asked me to vote for Taikang Life Insurance, and I won't renew my insurance automatically after one year. Automatic renewal doesn't mean giving you money automatically. Automatic renewal means that the insurance company promises not to refuse the renewal of the insured or adjust the renewal premium of the insured separately because of the change of the insured's health status or insurance purpose. So, you still have to pay the insurance premium. Guaranteed renewal is what you think, that is, the insurance company must unconditionally renew the insurance for the insured when it expires.