After the credit card is verified successfully, there is generally no cost for not opening (activating), but it may affect personal credit information, because the applied credit card will be reported. In other words, inactive credit cards also occupy the number of credit cards and credit lines that individuals can apply for.
Disabled card is the legal document basis for identifying the category and level of disability, enjoying preferential policies, supporting laws and regulations, safeguarding legitimate rights and interests, making work plans and developing the cause of disabled people. The applicant or legal guardian who applies for the disabled card for the first time, or the applicant or legal guardian who redeems the disabled card shall submit an application for accreditation to the local community disabled persons' Federation with six two-inch bareheaded photos of the applicant's ID card account, and fill in the application form and evaluation form in triplicate. After the Disabled Persons' Federation receives the relevant formalities submitted by the applicant, the applicant will check the applicant's photo ID account number and enter the relevant information in the application form into the basic database of the disabled population. Those who fill in false information will not be admitted. Applicants who apply for the disabled card for the first time and those who apply for the disabled card for the new time can directly fill in the evaluation form, and clearly record the disability characteristics and intuitive evaluation in the evaluation form according to the disability standard, but it must be jointly evaluated and signed by three people including the chairman. Other types of disabilities that are difficult to directly identify must be identified by hospitals or specialized medical institutions designated by the Disabled Persons' Federation. Hospitals or specialized medical institutions designated by the Disabled Persons' Federation should fill in the evaluation form and have clear disability evaluation results.